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All Forum Posts by: Jacob Higginbottom

Jacob Higginbottom has started 1 posts and replied 3 times.

Private Lending & Conventional Mortgage Advice

Post: To cash out refinance or not

Jacob HigginbottomPosted
  • Posts 3
  • Votes 1

Thank you all for your insightful advice!!!  What a wonderful resource this website is!!! Much obliged and hope I can return the favor in the future. 

0 Votes
Private Lending & Conventional Mortgage Advice

Post: To cash out refinance or not

Jacob HigginbottomPosted
  • Posts 3
  • Votes 1

I have a rented investment single fam condo that has about 60% equity and cash flows about $220/mo. It's in an ARM at year 15 at 5.125% and rising. I'm considering a cash out refi to bring it to about 40% equity or 60% LTV and extend the mortgage to another 30 years at 4.75% fixed and take the cash to use for my first BRRR. Anyone have thoughts on this? Much appreciated.

Beginning BRRR is boston

0 Votes
Private Lending & Conventional Mortgage Advice

Post: To Cash out Refi or not?

Jacob HigginbottomPosted
  • Posts 3
  • Votes 1

Great question. I am in a similar situation but with less capital. I have a rented investment condo that has about 60% equity and cash flows about $220/mo. It's in an ARM at year 15 at 5.125% and rising. I'm considering a cash out refi to bring it to about 40% equity or 60% LTV and extend the mortgage to another 30 years at 4.75% fixed and take the cash to use for my next BRRR. Anyone have thoughts on this? Much appreciated.

Beginning BRRR is boston

1 Vote