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All Forum Posts by: Jacob Haskins

Jacob Haskins has started 6 posts and replied 25 times.

Post: Insurance Agency to Pay Tenant's Monthly Rent

Jacob HaskinsPosted
  • Rental Property Investor
  • Rogers, AR
  • Posts 25
  • Votes 19
Quote from @Nathan Gesner:
Quote from @Jacob Haskins:

It doesn't really matter where the money comes from. The tenants - those actually occupying the rental - are ultimately responsible for the rent. If it comes from their insurance provider, that's great. If not, then the tenants are responsible for payment.

If you list the insurance provider as the payer and they fail to pay, you'll be stuck with tenants that have zero responsibility for payment. That would be bad.


 Thank you for your response! So at the end of the day, you would just leave it as tenant responsibility and if the money stops flowing, then the tenant is still the responsible party. I understand and this is very helpful!  

Post: Insurance Agency to Pay Tenant's Monthly Rent

Jacob HaskinsPosted
  • Rental Property Investor
  • Rogers, AR
  • Posts 25
  • Votes 19

Hi BP Community,

I have a short-term rental (previously Airbnb) that I turned into a long-term furnished rental because the neighbors house was damaged by a storm. Unfortunately their home was a total loss due to a tree falling, so I have agreed to rent them my STR as a long-term furnished rental while their home is being rebuilt. Insurance has paid the rent. At first, we only signed a 3-month lease with them until they figured out the next steps, but now they are needing to extend a full 12 months (approved by insurance). My lease states that the tenants are responsible for the payments as a typical lease would, but should I make amendments since the insurance agency is actually responsible for the rent? The security deposit is paid by the tenant.

What kind of changes should I make if any?

Located in Arkansas.  

Post: Vetting Applicants with Pets

Jacob HaskinsPosted
  • Rental Property Investor
  • Rogers, AR
  • Posts 25
  • Votes 19
Quote from @Nathan Brown:

"how do you vet an applicant(s) pets when considering them for your rental?"

petscreening.com is our brokerage's tool for this. We charge the tenant a $299 pet admin fee at move in, and also require a $95 home inspection every 6 months. We have found that by systematizing our screenings, we are able to maintain a solid non-discriminatory process. 


 I will have to check this out, thank you!

Post: Vetting Applicants with Pets

Jacob HaskinsPosted
  • Rental Property Investor
  • Rogers, AR
  • Posts 25
  • Votes 19
Quote from @Johanna Kok:
Quote from @Jacob Haskins:

Good morning, BP Community.  

I have been reading the forums about allowing tenants with pets.  It seems the community is about a 50/50 split between allowing pets in rentals or not.  I was originally leaning towards allowing dogs in our rental home, but not cats.  However, we have had several applicants reach out about allowing cats, so now I am reconsidering.  I know there are certainly good pet owners that take care of their animals.  I have bought properties that have been trashed from animals (specifically cats), and I have seen the damage they can cause.  I know many charge a pet fee + pet rent, but often that does not always cover the damages that could be caused by an animal. I have read that many landlords verify that cats are fixed, and also check previous landlord references, but I know there are some other ideas out there from this experienced community.

So, my question is, how do you vet an applicant(s) pets when considering them for your rental?  I feel confident in my ability to vet the actual tenant, but not so much the pets.  It's not like I can just walk in their current place and see how meticulous they are about their pet's health and hygiene. 


 Our fees vary depending on the property and the owner- for our small, cheap apartments, I require a $150 non refundable pet fee per animal, due upon lease signing. For our single family homes, we require between a $300-500 Pet Deposit that is refundable. While we have had some terrible pet/tenant experiences upon move out, most pet owners who are already paying $2k plus to rent the nice house they are in, do take proper care of their animals.  The best way to vet certain animals(namely dogs) for us, is to impose a size limit - "No pets over 25lbs" .  I also require a photo of the prospective pet and the applicant to fill out a general "pet application" then get approval via the property owner. 

As a pet owner who does take care of my animals and they DONT cause damage to the property I live in, Im grateful that my broker does not require that I charge a monthly pet rent to our tenants. We cant charge people extra when they have 8 kids living at the property (who do far more damage than any pet), why charge monthly for a pet? 


 This is some great information, thank you for replying!

I understand where you have empathy for pet owners, and therefore decide not to charge pet rent.  However, I disagree with not charging pet rent.  This is my opinion, and I have a dog that is treated like a princess.  Yes, children and large families can cause far more damage than pets, but they are a protected by law (and rightfully so).  To answer your question "why charge monthly for a pet?" For me, it is because they often cause more wear and tear/damage and I (landlord) should not be at fault. It is because they are not protected, and you can charge for them.  Pets are a luxury and privilege.

Post: Vetting Applicants with Pets

Jacob HaskinsPosted
  • Rental Property Investor
  • Rogers, AR
  • Posts 25
  • Votes 19

Good morning, BP Community.  

I have been reading the forums about allowing tenants with pets.  It seems the community is about a 50/50 split between allowing pets in rentals or not.  I was originally leaning towards allowing dogs in our rental home, but not cats.  However, we have had several applicants reach out about allowing cats, so now I am reconsidering.  I know there are certainly good pet owners that take care of their animals.  I have bought properties that have been trashed from animals (specifically cats), and I have seen the damage they can cause.  I know many charge a pet fee + pet rent, but often that does not always cover the damages that could be caused by an animal. I have read that many landlords verify that cats are fixed, and also check previous landlord references, but I know there are some other ideas out there from this experienced community.

So, my question is, how do you vet an applicant(s) pets when considering them for your rental?  I feel confident in my ability to vet the actual tenant, but not so much the pets.  It's not like I can just walk in their current place and see how meticulous they are about their pet's health and hygiene. 

Post: Fire in our Airbnb unit due to guests

Jacob HaskinsPosted
  • Rental Property Investor
  • Rogers, AR
  • Posts 25
  • Votes 19

@Scott K. Thanks for your reply scott. Unfortunately, the professional cleaning companies that I called have turned it down. After speaking with the restorative company, my eyes were really opened to how much damage a fire can cause. The inspector took a soot tack cloth and showed me where the smoke had risen up into the attic through the ceiling fan port, and then that soot has then settled in the ceiling fans in the other rooms. The HVAC filter was also completely black, and it was located in another part of the house. So the HVAC ducts need to be cleaned as well.

The inspector said the table that burned was like a “fake plastic”, and likely released what could be unsafe carcinogens into the air (although he did not actually test the air quality for certainty). This is what could be causing the odor which has then been infiltrated into the walls, flooring, and furniture in others rooms. He stated to be safe, it needed more than just a “cleaning” service. This is just the information that I was told and he showed me when we walked the property together after the fire.

Post: Fire in our Airbnb unit due to guests

Jacob HaskinsPosted
  • Rental Property Investor
  • Rogers, AR
  • Posts 25
  • Votes 19

@John Underwood not to my knowledge. From the very beginning, I handled the whole process through communication with Airbnb associates.

Post: Fire in our Airbnb unit due to guests

Jacob HaskinsPosted
  • Rental Property Investor
  • Rogers, AR
  • Posts 25
  • Votes 19

@Randall Alan thanks for responding!

I actually am familiar with the impact it would have with my insurance. I figured it would “ding” against me, which is why I wanted to go through Airbnb. And believe me, I am being VERY noisy to Airbnb. I have asked for a manager several times, and literally still nothing gets resolved. They just say they will “escalate” it every time.

I was hoping to not go through a lawyer, but at this point it seems to be getting out of hand.

Post: Fire in our Airbnb unit due to guests

Jacob HaskinsPosted
  • Rental Property Investor
  • Rogers, AR
  • Posts 25
  • Votes 19

Hi, BP community! Just wondering if anybody else has had the same experience that I have had having to deal with Airbnb Cover.

Earlier November 2022, we had a guest stay at our STR home, and they "accidentally" had a candle fire. So what actually happened is unknown, but there is soot and ash everywhere in parts of the home. The actual end table located next to a bed did catch on fire and there is clear evidence that is is destroyed. The house reeks from smoke smell and there is soot damage on all of the furniture and ash lightly dusting the whole section of the home. Thankfully, the house did not catch fire, but just the top of an end table which then left residue and soot damage everywhere.

I tried contacting a couple of deep-cleaning companies and both turned me down for cleaning as they feared potential liability with it being fire damage and the odor remaining. Because of this, I contacted a restoration company and they came out and gave a detailed report. They estimated and quoted full restoration of the fire damage which included soot cleanup, odor removal, clean air filtration (out of fear there may be something harmful in the air from the items that burned), and floor replacement. The extent of their quote exceeds $20,000 USD of damages. (I also got a second opinion from another restoration company and their report was very similar to the original scope of work).

So, now for my question: do any other hosts have experience dealing with issues like this? I have followed Airbnb's process on filing a claim for reimbursement through Aircover, but it has now been 3 weeks and nothing has been done. I have followed up with Airbnb's support team on 4 different times to no avail. They always respond with "We will escalate this case to a Senior associate", and then close the ticket.

I am wondering if it is best to file through my own insurance or should I continue to follow Airbnb's processes? Ideally, it seems reasonably to me to expect Aircover to handle this since it is a result of their guest. I have dealt with Aircover before, but only for small instances less than $500 and it was no big deal. The tough part is there are no representatives you can "call" or even chat with on Airbnb's platform which seems like a big miss to me.

Post: under market rent options

Jacob HaskinsPosted
  • Rental Property Investor
  • Rogers, AR
  • Posts 25
  • Votes 19

In my experience, I would try and raise the lowest paying tenant first or the unit that is in the worst condition.  If you can negotiate a raise in rent with the first tenant, then move on to the next, so on and so forth until you get through all of them.  If you run into a bump along the way, you at least have the first few you were able to negotiate with.  I purchased a duplex recently where both tenants were paying $700 where market rent was $1250.  I had a real conversation with "A" Tenant, and told them I would have to raise rent because I had payments to make myself.  The tenant happily accepted a rent increase to $1100 because they knew they could not move somewhere else for less than $1250.  Of course, in the future I will plan to update the unit and raise to market rent, but for now, we are on good terms.