All Forum Posts by: Islah Barney

I need to sell my mother's Sun City, AZ home creatively for a couple of reasons. 1. We're from CA and our support system is here. 2. Mom is fully insured w/Medicare (Parts A-G), BUT it pays $0 for long-term care (skilled nursing is only temp & not her need). In CA they offer Medi-Cal. This program DOES offer LTC, but you can't have any assets. 3. Mom is staying in a very nice residential board and care home near me. I'm there daily, and now that she's on the right medication, I'm confident I can provide the same level of care with maybe a graveyard caregiver. I have 2 teenagers, so we need more bedrooms and space. The criteria for the exchange states one can't live in the primary home for more than 14 days per year. My mom has been with me since Sept 2024. If she can't meet the occupancy/rental criteria, can we quickclaim deed it to me, then find a home in CA for the exchange?  

-TIA!

First, it's the state for me! Due diligence now saves you from a nightmare later. Eviction details, line of work, years on the job, and some quick frontend DTI math. On paper, a restaurant manager with a 740, may appear stable, but is it more stable than say a medical tech in healthcare with a 640, with less or equal time on their jobs? We're living in times when franchises go out of business overnight, but healthcare will never be since it is essential.

Wishing you the best!