All Forum Posts by: Ishmael Lopez

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Ishmael Lopez has started 1 posts and replied 4 times.

Quote from @Chris Seveney:

@Ishmael Lopez

It was not snarky but I would be careful calling companies scammers.

My recommendation and what we follow is if a company has a history of bad reviews we do not go to them or use them

We only will use a company that we have someone we personally know has used them. Not a this guy said they were good and then find out he heard them on a podcast and never used them.

Typically the lower the hard money rate the more difficult it will be to get financing and the more painful the process.

If you are willing to pay 5 points and 15 percent interest and put 20% down I have lenders who will fund in under 2 weeks.

Wow!! Thank you! That’s a great reply! Appreciate! And yea I think I was a little frustrated, and was pleaing for help. Tbh Lima one was pretty professional, think it was just a miscommunication, I do have to get better at asking the “right” questions. 🙂🙂

1 Vote

Chicago, Illinois

Quote from @Chris Seveney:

Quote from @Ishmael Lopez:

Kiavi changed my appraisal 3 times and the last time was 5 weeks into it, I of course walked away. Lima one wasn’t transparent with their processes, and I just heard finance of America is getting pretty bad. Are these guys all just legal scammers? Or are there some good guys in this industry. If there are please feel free and share companies that you’ve had clear transparency and great communication. Thanks!! 🙏🏼

They are not scammers, there is reasons why things change.

Im not sure how to take your comment, I’m not sure if it was snarky as it was over text. But there are reasons why things change and sometimes that’s for scammy reasons. I’m not saying they are all bad. But there are miles of bad reviews for kiavi. I guess my hope of posting this was to find good ones. Not over simplified replies.

1 Vote

Chicago, Illinois

Quote from @Chris Seveney:

Quote from @Ishmael Lopez:

Kiavi changed my appraisal 3 times and the last time was 5 weeks into it, I of course walked away. Lima one wasn’t transparent with their processes, and I just heard finance of America is getting pretty bad. Are these guys all just legal scammers? Or are there some good guys in this industry. If there are please feel free and share companies that you’ve had clear transparency and great communication. Thanks!! 🙏🏼

They are not scammers, there is reasons why things change.

I def think some of them run a little “gray” And mislead. And I think there are some good transparent companies. Do you have any you could recommend?

4 Votes

Chicago, Illinois

Kiavi changed my appraisal 3 times and the last time was 5 weeks into it, I of course walked away. Lima one wasn’t transparent with their processes, and I just heard finance of America is getting pretty bad. Are these guys all just legal scammers? Or are there some good guys in this industry. If there are please feel free and share companies that you’ve had clear transparency and great communication. Thanks!! 🙏🏼

2 Votes

Chicago, Illinois