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All Forum Posts by: Ilse Martinez

Ilse Martinez has started 1 posts and replied 3 times.

General Landlording & Rental Properties

Post: Refinancing and pulling cash-out from Rental to payoff my Primary

Ilse MartinezPosted
  • Posts 3
  • Votes 0

i forgot to mention that I live in California, which sadly is one with the highest tax rates.

0 Votes
General Landlording & Rental Properties

Post: Refinancing and pulling cash-out from Rental to payoff my Primary

Ilse MartinezPosted
  • Posts 3
  • Votes 0

I've been offered 4.375 on a 15 yr loan, I have very good credit and want to have both homes paid off by the time I retire.  i could also consolidate a car loan which by the time I add all my current payments i'm still saving some $300 a month.  The cost to refi is around $8K and my tax bracket is at 22%.

0 Votes
General Landlording & Rental Properties

Post: Refinancing and pulling cash-out from Rental to payoff my Primary

Ilse MartinezPosted
  • Posts 3
  • Votes 0

Hello,

Since the new tax rules I've been considering refinancing and pulling out cash from my rental to payoff my primary home so I can claim a higher interest rate on schedule E and benefiting by reporting a loss on my personal return.

Has anybody done this?  Any idea of the requirements for the refi loan? 

0 Votes