All Forum Posts by: Ian Irvine

I'm having trouble getting a house refinanced at more than 75% LTV because it has been rented for the last 12 months and on the market again for leasing. All of the material and podcasts from Bigger Pockets say Buy, Rent, Rehab, Refinance at 85% LTV, and Repeat. How is this accomplished if it's not a primary residence or second home? What lenders will do 85% LTV in the northwest Florida Santa Rosa Beach/Destin/Panama City Area? Thank you, Ian Irvine

I'm having trouble getting a house refinanced at more than 75% LTV because it has been rented for the last 12 months and on the market again for leasing. All of the material and podcasts from Bigger Pockets say Buy, Rent, Rehab, Refinance at 85% LTV, and Repeat. How is this accomplished if it's not a primary residence or second home? What lenders will do 85% LTV in the northwest Florida area? Thank you, Ian Irvine

https://www.vrbo.com/796146

http://www.realtor.com/realestateandhomes-detail/7...

Short Term Rental Projections 2016 $49,200 Monthly Expenses $2,879.90 Property MGMT Fee 18%

Rents Monthly Long Term Furnished including Utilities $3700-$4100/Month. Monthly Expenses $2,879.90 Property MGMT Fee 10%

Rents Monthly Long Term Unfurnished not including Utilities $2750-$3000/Month. Monthly Expenses $2549.90 Property MGMT Fee 10%

SOUTH OF 30A! This home is offered furnished and was built in 2014. The home is very high quality construction with features like, Marble Counter tops in the Bathrooms, Granite Counter Tops in the Kitchen, Impact Glass Windows, Brick Paver Driveway and patio, Outdoor shower, Fenced in Back Yard, Tankless Hot Water Heater, Wood flooring on the staircase and in ALL Bedrooms, and Slate tile in the downstairs. The builder hired a professional designer to pull together this perfect beach cottage. This home also has access to the beach, pool and all of the amenities association with the Village at Blue Mountain Beach. The HOA Fees are $150 a month.

Subtle sea foam green accents warmly greet you at the front entrance of this super chic beach cottage. On the beachside of 30A, this home boasts 3 large bedrooms, 3 full bathrooms, an open and spacious living area with TONS of seating, high-end all stainless GE kitchen, slate tile floors throughout the downstairs, hardwoods throughout the upstairs, a fenced in backyard for privacy, outdoor shower, and a hammock to swing away your worries. Also included is a Yolo Paddleboard, Yolo Paddle, and Soft Racks for your car. This home truly offers a remarkably serene retreat.

Your dream vacation experience awaits you and your family at this meticulously appointed and professionally decorated Blue Mountain Beach home! Beautiful Blue Mountain Beach is named after the mesmerizing blue lupine flower which is found in the area. 77 Snapper Street is located in the highly sought after neighborhood of The Village at Blue Mountain Beach where you'll enjoy a sizable fitness center, HUGE community pool, awesome cabana, and several shuffleboard courts to keep outside and active! Beach Access is at the south end of County Highway 83, just a quick stroll or a bike ride away to local beaches, nature trails, bike paths, shopping or dining. Come on down and stay a little while. You Deserve It!! 

https://www.vrbo.com/796146

http://www.realtor.com/realestateandhomes-detail/7...

Short Term Rental Projections 2016 $49,200 Monthly Expenses $2,879.90 Property MGMT Fee 18%

Rents Monthly Long Term Furnished including Utilities $3700-$4100/Month. Monthly Expenses $2,879.90 Property MGMT Fee 10%

Rents Monthly Long Term Unfurnished not including Utilities $2750-$3000/Month. Monthly Expenses $2549.90 Property MGMT Fee 10%

SOUTH OF 30A! This home is offered furnished and was built in 2014. The home is very high quality construction with features like, Marble Counter tops in the Bathrooms, Granite Counter Tops in the Kitchen, Impact Glass Windows, Brick Paver Driveway and patio, Outdoor shower, Fenced in Back Yard, Tankless Hot Water Heater, Wood flooring on the staircase and in ALL Bedrooms, and Slate tile in the downstairs. The builder hired a professional designer to pull together this perfect beach cottage. This home also has access to the beach, pool and all of the amenities association with the Village at Blue Mountain Beach. The HOA Fees are $150 a month.

Subtle sea foam green accents warmly greet you at the front entrance of this super chic beach cottage. On the beachside of 30A, this home boasts 3 large bedrooms, 3 full bathrooms, an open and spacious living area with TONS of seating, high-end all stainless GE kitchen, slate tile floors throughout the downstairs, hardwoods throughout the upstairs, a fenced in backyard for privacy, outdoor shower, and a hammock to swing away your worries. Also included is a Yolo Paddleboard, Yolo Paddle, and Soft Racks for your car. This home truly offers a remarkably serene retreat. 

Your dream vacation experience awaits you and your family at this meticulously appointed and professionally decorated Blue Mountain Beach home! Beautiful Blue Mountain Beach is named after the mesmerizing blue lupine flower which is found in the area. 77 Snapper Street is located in the highly sought after neighborhood of The Village at Blue Mountain Beach where you'll enjoy a sizable fitness center, HUGE community pool, awesome cabana, and several shuffleboard courts to keep outside and active! Beach Access is at the south end of County Highway 83, just a quick stroll or a bike ride away to local beaches, nature trails, bike paths, shopping or dining. Come on down and stay a little while. You Deserve It!!