All Forum Posts by: Huy Dinh

I just got pre approved and currently looking at 4+ B/rs in Bethlehem near main street. I found one for 160,000 but it has been on the market for over 300 days...  It seemed like such a good house and I really liked the space.  Why would it not have been sold?  Also, I would love any thoughts from other investors in the area and their views on investing in this area.

Thank you for the great information!  The brokerage brokers that I was talking to said that since my pay has been not steady being a student worker, they'd have to report my income as an average for the past 2 years. I've made a decent amount of money between my job and the Air National Guard.  I am going to see if that makes any difference, but I would ideally like to start on this venture as soon as possible.  

I suppose I should look into reporting my freelance photo/video gigs so that I can use that as an income?  I am just worried that I will be eaten alive by taxes.

@Brian 

Hi there! 

I am a student looking to buy my first rental property.  I had my credit pulled and have a 783 credit score.  I have at least $18,000 in savings and currently, have a w-2 student worker job paying $13/hour.  My mortgage lender said that with all of this, I was not approved for a mortgage.  What are my options to get approved?  He said to get a co-signer but I'd rather not get my parents involved.  I do freelance photography/videographer on the side but can't report that since it's not taxed.  Should I go to a different lender to see their opinion? He also said that if I could get a letter from my employer stating that I will work full time 40/hr weeks, that could work too.

Any events around Philly or the Lehigh Valley?