All Forum Posts by: Hunter Stubbs

Hi-- I'm hoping to get a small multi-family home to live in and house hack. My situation is I'm a delivery driver that makes 22k annually. Almost no saving. And have a car payment. 

Am I going to be able to find a lender who will work with me? I do not want to quit my job working 30-40 hours a week, but one lender said my job will count as "part-time", due to it's nature, regardless of how many hours. Won't the estimated value of the rents be calculated towards the monthly mortgage? 

If I get a SMF that needs repairs, how does that work with the time in-between the fixing and the ready to rent date? Do I need the funds that would cover the amount of rent during the fix up period before they would lend to me? 

Thanks for taking time to read this! Any ideas or advice appreciated. 

Thanks Jonathan! Have any in general advice for a complete noob? 

Hello! I am hoping to get my first house hack started soon.