All Forum Posts by: Hermilo Garcia

Welcome to Biggerpockets!

You found the place to be! You will find no better place to build a solid platform than bigger pockets. The one thing we all agree up on is that we invest in real estate. Beyond that everyone has a different niche!

We are buy and hold investors who invest in class A properties self-managing from a distance while working full time. Our goal is to build a portfolio or as I say an "empire" of passive income to provide the cash flow needed for early retire in 15 years, wo we do work on furthering our careers. We live very frugally allowing us to live off of one income and save the other. We have further our career and used the W2 income to leverage our real estate portfolio.

We got started buying our first property as a personal property at 23 out of my MBA program. Than we turned it into a rental when we transferred. We know many people who rented out rooms turning, effectively building equity while living rent free! We did that with a rental. It was actually what allows us to save up the money to buy our first rentals. Single families have been what have made sense to date in our business plan. We bought our first property with 0% down, kept the down payment as our emergency fund for 5 months while we fixed up the house with our paycheck in case we needed it. wE didn't so the downpayment funded our two rentals, along with savings from our job. 

I highly recommend you also check out- the blogs, forums and listen to the podcasts. I talk about our experience in self-managing, buy and holds and investing in our niche in podcast 103. If you see a post you enjoy check out the persons signature. As many of us have created resources around our niche (websites, blogs, etc) so checking out the signature is a great to get more information. Make sure you don't miss out on networking is by filling out your signature, profile and pming people with questions.

Look forward to seeing you around! Let me know if I can help! Good luck!!!

Welcome to Biggerpockets!

You found the place to be! You will find no better place to build a solid platform than bigger pockets. The one thing we all agree up on is that we invest in real estate. Beyond that everyone has a different niche!

We are buy and hold investors who invest in class A properties self-managing from a distance while working full time. Our goal is to build a portfolio or as I say an "empire" of passive income to provide the cash flow needed for early retire in 15 years, wo we do work on furthering our careers. We live very frugally allowing us to live off of one income and save the other. We have further our career and used the W2 income to leverage our real estate portfolio.

We got started buying our first property as a personal property at 23 out of my MBA program. Than we turned it into a rental when we transferred. We know many people who rented out rooms turning, effectively building equity while living rent free! We did that with a rental. It was actually what allows us to save up the money to buy our first rentals. Single families have been what have made sense to date in our business plan. We bought our first property with 0% down, kept the down payment as our emergency fund for 5 months while we fixed up the house with our paycheck in case we needed it. wE didn't so the downpayment funded our two rentals, along with savings from our job. 

I highly recommend you also check out- the blogs, forums and listen to the podcasts. I talk about our experience in self-managing, buy and holds and investing in our niche in podcast 103. If you see a post you enjoy check out the persons signature. As many of us have created resources around our niche (websites, blogs, etc) so checking out the signature is a great to get more information. Make sure you don't miss out on networking is by filling out your signature, profile and pming people with questions.

Look forward to seeing you around! Let me know if I can help! Good luck!!!