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All Forum Posts by: Michelle Herbst

Michelle Herbst has started 1 posts and replied 1 times.

Private Lending & Conventional Mortgage Advice

Post: Primary residence with ADU: Any loans that count ADU Income?

Michelle HerbstPosted
  • Investor
  • Bay Area, CA
  • Posts 1
  • Votes 0

I'm looking to purchase a primary residence with an existing ADU in Contra Costa county. Are there any loan programs that will allow me to count the ADU rent as income to help me qualify for the home loan? Or are there other creative, nontraditional financing options out there that would help me purchase the home? The HomeReady loan program won't work because my income is a tad higher than the median for that area, but not high enough for me to purchase the home without counting the income.

0 Votes
San Francisco, California