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All Forum Posts by: Herb Mitchell

Herb Mitchell has started 2 posts and replied 2 times.

Buying & Selling Real Estate

Post: Buy and Hold for rentals vs Flips

Herb MitchellPosted
  • Real Estate Agent
  • Pensacola, FL
  • Posts 2
  • Votes 1

With the REO prices on the increase, and wholesale deals harder to find, I am at a point where I need to decide if I had the funds to purchase rental properties vs. flips were the margins are not as good. I am using IRA self directed funds so tax depreciation and capital gains may not fall into my decision. I can probably get a CAP rate of 12-15%. Thanks for any suggestions.

0 Votes
Buying & Selling Real Estate

Post: Terms for lending money

Herb MitchellPosted
  • Real Estate Agent
  • Pensacola, FL
  • Posts 2
  • Votes 1

As a lender, what kind of terms(ie) points and interest rates would create a win/win for the lender and investor? I am also interested in limiting the number of months to the investor. I would generally do about 65-70% LTV for those people I have a relationship with. Any suggestions?

1 Vote