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All Forum Posts by: Henry Chen

Henry Chen has started 2 posts and replied 14 times.

Personal Finance

Post: Why Would Someone that Is Financially Savvy NOT House-Hack?

Henry ChenPosted
  • Investor
  • Arcadia, CA
  • Posts 14
  • Votes 3

@Fay Chen there's also potential appreciation of the property itself... but, I think house-hacking doesn't work in your scenario because of the high real estate prices and HOA dues of our area (e.g. Pasadena and LA).

1 Vote
Private Lending & Conventional Mortgage Advice

Post: What is the Maximum Cash-Out Refinance on a Free and Clear SFR?

Henry ChenPosted
  • Investor
  • Arcadia, CA
  • Posts 14
  • Votes 3
Originally posted by @Harry Metzinger:

@David Galan, ...and the most you can pull out for a cash-out refi on an investment property is 75% LTV...

Can you guys share some asset based lenders that have loan products for non-owner occupied investment SFRs?  I'm looking to refinance out of HM.

0 Votes
Private Lending & Conventional Mortgage Advice

Post: California HELOC

Henry ChenPosted
  • Investor
  • Arcadia, CA
  • Posts 14
  • Votes 3
Originally posted by @Daniel Siapin:

...I'm going to use the loan on an investment property to pay off primary residence mortgage, then HELOC it...

 That's an awesome approach... might have to do this myself.  What lenders would you use to refi the investment property?

0 Votes
Private Lending & Conventional Mortgage Advice

Post: Cash Out Refinance Non-Owner Occupied SFR

Henry ChenPosted
  • Investor
  • Arcadia, CA
  • Posts 14
  • Votes 3

Are there any lenders like B2R for this loan type who are asset based?  In California?

0 Votes