All Forum Posts by: Grant Thompson

@Philippe Schulligen

Thank you for your response. To your first question, we do not want investors to guarantee the loan because we wish to separate outthe operational side  of real estate for our investors. Additionally, we believe this adds overhead in scaling our business which is an important concern to us.

The loan would be preferable non-recourse, but most likely recourse. We are buy and hold investors, so we are looking for long term financing with current loan amounts in the $100-300k range.

@Joel Owens

Thank you for your response, that is something we will look into as well!

Thanks you all for the responses. Is there any way to avoid requiring passive investors to guarantee the loan? Is it possible to have a Managing Member guarantee for them?

Hello BP,

My business partners and I (the Managing Members) have raised capital through a syndication to invest in multifamily properties. We are having issues finding a lender offering commercial loans that meet our needs. I have reached out to over a dozen and they typically require any investor over x% (typically) to be on the loan, however we do not want to require any of our passive investors to be guarantors. Our operating agreement assigns all day to day management responsibilities to the Managing Members and we are willing to be the guarantors.

Does anyone have experience financing a deal with a similar structure? Is it possible to find a lender who will not require our investors to be on the loan?

@Anthony Venturini

Full Stack Engineer, interested in contributing.