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All Forum Posts by: Grace Barstow

Grace Barstow has started 1 posts and replied 4 times.

New Member Introductions

Post: Looking to get started in investing through HouseHacking

Grace BarstowPosted
  • Portland, ME
  • Posts 4
  • Votes 1

Thank you for the information! I appreciate all the help.

0 Votes
New Member Introductions

Post: Looking to get started in investing through HouseHacking

Grace BarstowPosted
  • Portland, ME
  • Posts 4
  • Votes 1

Thanks so much for the information, guys! 

0 Votes
New Member Introductions

Post: Looking to get started in investing through HouseHacking

Grace BarstowPosted
  • Portland, ME
  • Posts 4
  • Votes 1

Thank you everyone! 

I apologize for not specifying Portland, Maine in the original post. I'm sure the much more well-known Portland is a great area to invest, too!

Getting pre-qualified for a loan is where I'm running into some confusion. I'm hearing that some FHA loans will take rental income into account as part of the borrower's income. When I've spoken with lenders, they are interested (of course) in my W-2 income, which is not enough to qualify for a loan.

Is it possible to acquire an FHA loan that takes rental income into account?

If so, how can I get pre-qualified without first finding a property?

1 Vote
New Member Introductions

Post: Looking to get started in investing through HouseHacking

Grace BarstowPosted
  • Portland, ME
  • Posts 4
  • Votes 1

Hi everyone! I'm from northeastern Maine and spent some time in Bangor and Florida. Now, I'm living in southern Maine. My plan is to buy a duplex/triplex/quad to HouseHack within commuting distance to Portland. I'm just getting started. I'd like to meet and learn from local real estate investors. I'd also love to learn about any groups in the area. 

0 Votes