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All Forum Posts by: Grace Ng

Grace Ng has started 6 posts and replied 51 times.

Post: Problematic Tenant Asks For Dog Despite No Pet Policy

Grace NgPosted
  • Investor
  • Germantown, MD
  • Posts 52
  • Votes 17

@Joel Owens if you think it was hard to read all through that drama, imagine what it was like for me to type it out!  

@Steve Babiak thanks, I had to switch browsers to get this tagging thing to work. Thanks for the tip about hoarding. First of all I need to make sure that what she is doing is indeed classified as "hoarding" but I will definitely do a bit more research here on the forums.

@Jennifer T. Interesting that only trained animals qualify as service dogs. But you are right, I doubt that restaurant owners and stores are going to bring it into question. I just don't like it when people abuse the system like this, this is something I am finding out that there are a lot of laws and regulations here but if you know how to twist it to suit you, it can hurt others not benefitting from it. Do you know what I mean? Sorry English isn't my strongest, I hope I am communicating clearly.

Thank you all for your awesome input everyone. I can't really evict her because she pays the rent on time but if she wants to leave I am not going to make her stay.  Thanks for allowing me to vent a little here and for taking time to read through my post. I appreciate it very much!

Post: Problematic Tenant Asks For Dog Despite No Pet Policy

Grace NgPosted
  • Investor
  • Germantown, MD
  • Posts 52
  • Votes 17

Hi everyone, 

Thank you so much for your thoughts. That was what I thought, that I should tread carefully. Apparently it is really easy to make your dog a "service dog". My husband's boss went onto a website and after several clicks of the mouse, voila! Her dog is a service dog. The reason? She wanted to bring her pet into restaurants. 

My tenant says she has a physical disability. She can barely walk. She said her dog is here to force her to get out of the house.  She also claims she was abused so the dog is here for emotional support.

I also looked at old posts of pets and the impact on the house. Generally pet damage is one of the most common repair costs after a tenant moves out and sometimes it can go up to $2000. I am not willing to take that chance especially after I feel that she has been up to tricks, threatening to break the lease on a whim. I have not said anything about her hoarding because I am not sure if I am allowed to criticize people's habits. My own house isn't spick and span either, plus I used to be a renter. I hated it when the landlord made a surprise visit to see how messy we were (different country - this was allowed) 

I like real estate investing but boy do I dislike property management - especially managing tenants! 

(BTW I am having a real hard time tagging anyone - it doesn't seem to be working for me on my computer. I key in the @ and the initial, hoping to see the name pop up but it is not happening, I want to thank every one of you who responded)

Post: Problematic Tenant Asks For Dog Despite No Pet Policy

Grace NgPosted
  • Investor
  • Germantown, MD
  • Posts 52
  • Votes 17

Hi BP community,

I would like to have your advice about one of my tenants.

I rented a property to a lady, her daughter and granddaughter in Nov. They signed a two year lease. 

Four months later, she claimed her relative killed herself and she now had custody of a dog. I refused to let her have it since I have a no pet policy and she threatened to break her lease. The house at this time looked like an episode out of Hoarders and it was a mess. One could not walk into the room because there was stuff blocking doorways, closets. Even though I wanted her to stay because she paid on time, I found her to be very demanding (she did all sorts of bizarre things like claim the neighbors were drug dealers, stalking their activities, hassling others in the community, continuous repairs - I have other properties and no one is as high maintenance as her) and I was upset at the state of my newly rehabbed place. I told her I would release her from her lease without penalty because I wanted her out.

She then said that she would not take the dog since she was not capable of looking after it. They stayed on for several months and during that time, she hurt her knee and could not walk up and down the stairs, and she told me she had to move out due to the stairs. She has had two knee surgeries in this time. She also told me that she had promised her granddaughter a puppy for her birthday in May. She asked me again if I would allow them to have a dog. I said no.

Then she complained and said the rent was too high, could I lower it. Her daughter's ex husband had decreased his alimony to her. I said no.

The two year lease comes to an end in Nov this year and she asked to move out this summer. I said fine, since the timing worked out better for me anyway. However, she told me that she would like to stay only if I allowed her to have a "service dog". This was where I pulled up short. She used the word "service dog". She claims that the dog will help her get out of the house to walk, and that she was sexually abused in the military. She does not work, she gets some sort of stipend from the VA for work related injuries on her arm. She told me the dog will help her get over her sexual abuse.

I have just told her again tonight NO and sent her a list of other places to rent in the area, but after reading all the posts on pet policy on BP, I am aware that I might be in violation of Fair Housing. However, I just feel that she is using the term "service dog" plus all these excuses to substantiate her reasons for getting a dog. She does not want to move because she has so much stuff and also she is beginning to see that the rents in my area are a lot higher. But I can see how her wheels are turning in her head to legally get a dog in. How do I protect myself here? I have had enough of her, I really want her out.

Sorry to be so long winded but I am new at managing properties, I have always used property managers in Australia as the norm is to deal with your tenants at arms length. Thank you for your input!

@Wendell De Guzman so great to be here in Chicago to meet up with you to see you in action and to be able to meet your team!

Post: Airbnb renters leave home completely trashed

Grace NgPosted
  • Investor
  • Germantown, MD
  • Posts 52
  • Votes 17

I saw this on the news yesterday and it is disgusting that the renter was slapped with only a $5000 fine - and their damage could total up to $50K! I am surprised that Airbnb is only housing the couple until they fix up the mess but not sure if they will cover the damages. (I read this somewhere else, not sure how accurate the reporting is) 

Post: New Investor - Unique situation - Need advice

Grace NgPosted
  • Investor
  • Germantown, MD
  • Posts 52
  • Votes 17

@Chris D.Also, for investment goals 1) and 3) I don't think you will be exposed to those opportunities while you are working with a Property Management company.  As for learning about what areas are in transition, the REIAs is a good place to find out where the hot places are.

Post: New Investor - Unique situation - Need advice

Grace NgPosted
  • Investor
  • Germantown, MD
  • Posts 52
  • Votes 17

@Chris D. I think you can learn how to screen your own tenant yourself without joining a company. I have friends who do their own credit checks etc. They paid $40 which is covered by the application fee when the tenant applies. I understand if you are a pro member you get to use some of the tools here - can you please verify @Brandon Turner since I am a new Pro member? There might be a small fee to use this tool.

Here is how I screened mine, before I was a realtor, my agent would give me the reports of all the applicants. (I was working for my agent doing her book keeping and she did this for me without charging me) If the credit score is low, I tell them sorry. But I have accepted tenants with low credit scores but on occasion, I meet them, ask them for other documentation to show that they paid rent on time for at least a year.  I also get employers phone numbers, see how long they have been working there, it just shows stability. Sometimes you can request for two or three month's rent upfront. 

I think you will learn more being an agent rather than a PM. With PM, you are stuck with one company, fixed hours, fixed salary. You work for the company, not yourself. On the upside, you get a salary and you know when your next paycheck is coming in.

Post: New Investor - Unique situation - Need advice

Grace NgPosted
  • Investor
  • Germantown, MD
  • Posts 52
  • Votes 17

Hi @Chris D. I can totally relate! I am not a huge networking type of person either. I just became a real estate agent in MD and DC (5 months young!) but have been investing for much longer. I don't know a great deal about VA so I cannot advise you on where to buy. However, what type of skills would you like to pick up? I manage my own properties because the requests and administration are sporadic and the volume is easy for me to handle. Mind you I don't have that many in my portfolio so it is manageable.

Have you considered starting off perhaps with just managing one or two of your own first? I learned a lot doing it hands on. However if you join a property management company, you would probably have to do some sales and you would definitely learn more because you would have more clients to deal with.

Post: Closing my first deal tomorrow.

Grace NgPosted
  • Investor
  • Germantown, MD
  • Posts 52
  • Votes 17

This is exciting! Wishing you all the best and keep us posted on the progress!

Post: Your Favorite Personal Finance Blogs

Grace NgPosted
  • Investor
  • Germantown, MD
  • Posts 52
  • Votes 17

Hi @Bryan Hancock

I recently started reading www.affordanything.com/blog

I am really into travel and there is a component of it in her blog. I will look up your recommendations, it is always nice to be finding out new things to read!