All Forum Posts by: Gene May

Hey BiggerPockets fam!

If you're looking to scale your rental portfolio or refinance existing properties, we’ve got a financing solution that checks all the boxes for both speed and flexibility:

🔑 Key Highlights:

• ✅ No Seasoning Requirement – Close with confidence, no need to wait!

• 💵 Up to 80% Cash Out – Unlock your equity and put it to work.

• 📈 Credit Score 600+ – Designed for investors at all levels.

• ⏳ 10 Day Closings – Fast funding so you don’t miss deals.

• ❌ No Income Docs Required – Bank statements are all you need.

Whether you're doing BRRRR, growing your long-term hold portfolio, or looking for more leverage on your current rentals, this product is built for real estate investors like you.

Let’s get you funded and moving forward on your next deal!

📞 Call/Text Me: 612-314-3917
📩 Email: [email protected]

Are you a real estate investor looking for flexible financing options without the hassle of tax returns or income verification? We offer DSCR (Debt Service Coverage Ratio) loans with competitive rates, fast closings, and investor-friendly terms.

🔥 Program Highlights:

✅ No Seasoning Requirements – No waiting period needed!
✅ Flexibility with Appraisers – Work with your preferred appraiser!
✅ Fast Closings in as Little as 10 Days – Get funding quickly!
✅ Actual Rental Income Used for DSCR Verification
✅ Rates as Low as 6.85% – Competitive interest rates!
✅ Negative DSCR Loans Allowed – Financing available even if rental income doesn’t cover the mortgage.
✅ Loan-to-Value (LTV) Options:

• 80% LTV for Non-Cash-Out
• 75% LTV for Cash-Out
• 70% LTV for Manufactured Homes
  ✅ Minimum Credit Score: 640 – More investor-friendly requirements!

🚀 No Income Documentation Needed:

❌ No Tax Returns
❌ No Debt-to-Income (DTI) Requirements
❌ Bank Statements Only

📄 Required Docs for Preliminary Approval:

🔹 Property Address
🔹 Credit Score
🔹 Monthly HOA, Taxes & Insurance

📑 Required Docs for Full Approval:

✔ Signed Loan Application
✔ Borrower’s ID
✔ LLC Documentation (if applicable)
✔ IRS W9 Form or EIN
✔ 2 Months of Bank Statements
✔ Proof of Insurance
✔ Purchase & Sale Agreement (P&S), HUD, or Trust Receipt
✔ 2 Months of Rent Verification
✔ Lease Agreement

💰 Special Loan Options:

🔹 12-Month Bank Statement Loans – Available for non-debt-servicing properties at reduced rates.

📞 Let’s Get You Funded! Contact me today for a fast pre-approval:
📲 612-314-3917
📧 [email protected]

Looking forward to helping you secure your next rental property investment! Let me know if you have any questions. 🚀🏡

I'm a loan broker and I have a client who's doing a subto deal looking for someone who lend to this kind of deal. 

Send me a message or give me a call 612-314-3917

Are you ready to move fast and secure funding for your next deal? I can get you same-day terms with no unnecessary delays! RATE DROP – 10.6% for No Appraisal 48-Hour Funding!

🔥 48-Hour Fix & Flip Financing:

✅ No Appraisals & Up to 100% Financing
✅ 48-Hour Cash-Out Bridge Loans

Why Work With Us?

✔️ Up to 100% Financing with our GAP funding!
✔️ Asset-Based Lending – No W-2s or tax returns
❌ No Credit Check
❌ No Surveys, Appraisals, Bank Statements, or Prepayment Penalties
📍 Available in TX, GA, CO, AZ, TN – Other states? Just a quick credit check!

📋 What’s Needed for Final Approval:

✍️ Executed Contract
📸 Interior & Exterior Photos
💰 Rehab Budget
🏆 Experience (for better leverage)

🏡 Long-Term Rental Financing – 80% LTV at 7.4% Nationwide!

✔️ No Seasoning Requirement
✔️ Up to 80% Cash-Out Refinance
✔️ 600+ Credit Score
✔️ 10-Day Closings
❌ No Income Documentation Required (Bank Statements Only)

🚧🏗️ New Construction Financing:

⏱ 48-Hour Approval – 4-Day Funding!
💰 10.75% Rate (Only on Drawn Funds)
🔨 Up to 100% Construction Financed
🌄 Land Equity Counts Toward Your Down Payment

📌 What We Need:
📑 Purchase & Sale Agreement or HUD
📐 Construction Plans & Budget
🏗 Portfolio & Experience (Recommended)
📊 Comps & Payoff Details

📞 Call or text me anytime – let’s get your deal funded FAST! 🚀💰

📢 Seeking Lender for Land-Backed Loan: $400K - $500K

We are looking for a lender who can provide a loan of $400,000 to $500,000, secured against 22 prime lots with a current value of $800,000 to $900,000. These funds will be used to acquire a nursing facility.

Property Details:

✅ 22 lots, ranging from 1.2 to 3.5 acres (total: 48.5 acres)
✅ Lot values: $40,000 - $50,000 per lot or more
✅ Land is free and clear
✅ Road access and electricity available
✅ Located behind the Lakeshore development, where lake homes sell for $500K - $900K
✅ High-demand area with nearby resorts, full RV sites, and strong buyer interest
✅ Public lake access runs alongside the property line

This is a prime investment opportunity, as the area attracts steady interest from buyers looking for private land near lakes and resorts. When we sold 8 nearby lake lots, they were all gone within 30 days!

If you’re a lender or know someone interested, let’s discuss structuring a deal. Serious inquiries only.

📩 DM

We are looking for a lender who can provide a loan of $400,000 to $500,000, secured against 22 prime lots with a current value of $800,000 to $900,000. These funds will be used to acquire a nursing facility.

Property Details:

✅ 22 lots, ranging from 1.2 to 3.5 acres (total: 48.5 acres)
✅ Lot values: $40,000 - $50,000 per lot or more
✅ Land is free and clear
✅ Road access and electricity available
✅ Located behind the Lakeshore development, where lake homes sell for $500K - $900K
✅ High-demand area with nearby resorts, full RV sites, and strong buyer interest
✅ Public lake access runs alongside the property line

This is a prime investment opportunity, as the area attracts steady interest from buyers looking for private land near lakes and resorts. When we sold 8 nearby lake lots, they were all gone within 30 days!

If you’re a lender or know someone interested, let’s discuss structuring a deal. Serious inquiries only.

📩 DM

🏠 Address: 87-1522 Farrington Hwy, Waianae, HI 96792

Property Overview:

• Purchase Price: $674,978.09
• As-Is Value: $750,000 - $780,000
• Rehab: None needed (Turnkey condition)
• Rental Income: $7,500/month

Financing Details:

• We’re looking to refinance this property at 85% LTV (Rate/Term) to pay off the existing mortgage.
• No Seasoning Required – This is done via Subject-To (SubTo) financing.
• Loan Term: 30 years

Why This is a Win-Win Deal:
✅ Strong rental income: $7,500/month cash flow
✅ Immediate equity with an as-is value of $750,000-$780,000
✅ Turnkey – no rehab needed
✅ Long-term financing potential in a high-demand location

We’re focused on securing the refinance at competitive terms and would love to connect with lenders or other investors to discuss this opportunity.

📩 Let’s talk! Reach out if you have solutions or are interested in collaborating.

Interested! 

We're looking for a direct hard money lender (no brokers) for an incredible investment opportunity at 3440 N Bell Ave, Chicago, IL 60618. Below are the details:

Property Details:

• Type: Residential Property
• Purchase Price: $800,000
• Rehab Cost: $500,000
• Hold Time: 8 Months
• After Repair Value (ARV): $1.9 million

Exit Strategy:

• Rehab, Refi, Rent as Short-Term Rental

Investment Highlights:

• Located in a desirable neighborhood in Chicago
• Significant potential for value appreciation post-rehab
• Strong rental market in the area, providing multiple exit strategies

If you're a direct lender interested in this fix and flip loan, please reach out to us! Give us a call at 218-255-5578 or send us an email at [email protected].

Location: Delaware, USA

Company Overview: We are a dynamic and growing real estate company based in Delaware, seeking a skilled and experienced accountant or accounting firm to join our team. Our company is dedicated to providing top-notch real estate services and we are looking for a professional who can help us manage our financial operations efficiently.

Job Description: We are looking for an accountant or accounting firm with expertise in the real estate field. The ideal candidate will have their own accounting software and a proven track record of managing financial tasks related to real estate. This role requires a minimum of 2 years of experience in the industry.

Responsibilities:

• Manage and oversee all financial transactions related to our real estate operations.
• Utilize your own accounting software to handle bookkeeping, financial reporting, and tax preparation.
• Ensure compliance with all financial regulations and standards.
• Provide financial analysis and insights to support business decisions.
• Collaborate with our team to streamline financial processes and improve efficiency.

Requirements:

• Minimum of 2 years of experience in real estate accounting.
• Proficiency with your own accounting software.
• Strong knowledge of financial regulations and standards in the real estate industry.
• Excellent analytical and problem-solving skills.
• Based in Delaware, USA.
• Strong communication and interpersonal skills.

Benefits:

• Competitive compensation package.
• Opportunity to work with a growing and dynamic real estate company.
• Flexible working arrangements.
• Professional development opportunities.

How to Apply: If you meet the above requirements and are excited about the opportunity to contribute to our team, please submit your resume and a cover letter detailing your experience and qualifications to [email protected].