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All Forum Posts by: Gerardo Garza

Gerardo Garza has started 2 posts and replied 5 times.

Private Lending & Conventional Mortgage Advice

Post: 2-4 unit 95% LTV with no PMI

Gerardo GarzaPosted
  • Professional
  • Addison, IL
  • Posts 5
  • Votes 0

Thanks, Kevin. I was told by one of my lenders that we couldn't do a Freddie Mac Possible loan with LPMI. What do you think the is disconnect?

0 Votes
Private Lending & Conventional Mortgage Advice

Post: 2-4 unit 95% LTV with no PMI

Gerardo GarzaPosted
  • Professional
  • Addison, IL
  • Posts 5
  • Votes 0
By no PMI I mean LPMI, lender paid mortgage insurance. It's hard to find!
0 Votes
Private Lending & Conventional Mortgage Advice

Post: 2-4 unit 95% LTV with no PMI

Gerardo GarzaPosted
  • Professional
  • Addison, IL
  • Posts 5
  • Votes 0
Yes owner occupied!
0 Votes
Private Lending & Conventional Mortgage Advice

Post: 2-4 unit 95% LTV with no PMI

Gerardo GarzaPosted
  • Professional
  • Addison, IL
  • Posts 5
  • Votes 0
Hello, I am having trouble locating a lender that can do a 2-4 unit 95% LTV loan with no PMI in Illinois. Does anyone have any referrals? Best, Jerry
0 Votes
Starting Out

Post: Business LLC (Taxes and Business Credit)

Gerardo GarzaPosted
  • Professional
  • Addison, IL
  • Posts 5
  • Votes 0

Hi everyone-

I am new to Bigger Pockets and I am excited to get involved with the forum. 

What are you recommendations on creating an LLC as a holding company for all your RE investments?

I want to create a business LLC, so that I can establish business credit. What are your thoughts?

I am looking at RE Investing as a long term career, so I want to build a strong foundation early on. I want to minimize taxes, so I want to make sure I structure my business correctly before I start investing.

Please let me know your thoughts. Thanks in advance!

0 Votes