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All Forum Posts by: Patricia De Haerne

Patricia De Haerne has started 1 posts and replied 5 times.

Post: How Far We've Come

Patricia De HaernePosted
  • Homeowner
  • Saint Marys, GA
  • Posts 6
  • Votes 0
Originally posted by J Scott:
Originally posted by Mike M:

J Scott, everyone on here knows how futile it is to debate you...


J,

Here is something to go along with the health care issue. Why so many are scared..
With several factors hitting my family hard. I was concerned about my girls 9 ad 11 returning to school and increasing their possible exposure to this questionable H1N1 flu and its outright killing some not affecting others.
My little one complained of a sore throat, no spots a picker then usual look, after the first week of school, but with no fever no other symptoms. I figured allergies but told her to ask to see the nurse if she felt any worst and sent in a note to that effect.

Then I thought of applying for PeachCare coverage.. we had some company coverage in AZ, but the main source of commissions is a Colorado company so not much coverage here we paid as we go to Dr.s.

Now the Stimpack received more funding and expanded coverage for Schipps ( children medical) Right so far?

PeachCare is a personal medical insurance pay program based on your earnings, At my level we would be paying Monthly $140 at least for the two girls. This insurance is subsidized by the state of Georgia and the Federal Government.

I do not know about you, but that coverage ( for only two young girls) is not cheap ( compared to a family plan with the same a little of basic dental coverage and basic vision. My 11 yr old had gone through two lenses prescriptions in one year for her vision problems that alone was over $500 out of pocket, Medicaid (Federal )is for the poverty level children.
So here we have a paid insurance program limited to just children to age 18? Subsidized by the state and Federal governments.. sounds like allot of money from three sources no less..
I received a letter acknowledging my full application was received and in the reply it is stated that due to the LACK of FEDERAL FUNDING they may have to temporarily stop enrollments.

I do not want the feds running Healthcare they need to make medicaid and Schipps all private industry run with Federal oversight and strick regulations.
Cap insurance profit, Cap or restrict Tort lawsuits, Fine individuals who opt out of coverage, and then see where we are at in a few years, but if they cannot fund a program restricted to children, when it is costing them only 1/3 of the program , that is not a freebie..

Forget about them running the entire system.. Please say you can see that much, that the Dems are way out of line, FORCING this on us all, especially with so big of a plate the entire healthcare system is to begin with..

Post: How Far We've Come

Patricia De HaernePosted
  • Homeowner
  • Saint Marys, GA
  • Posts 6
  • Votes 0

J Scott,

I think it is a strange time to be expressing Free speech and the right to use that..

People exercising that right were labeled some really nasty things on news shows by news people..That speech about Tea protesters ..
Now we have town halls where citizens are expressing their justifiably so, deep concerns of a Government takeover of all of our lives, literally, with this massive reform.

Obviously people are scared, so many have lost jobs homes and for allot of the self-employed dried up lines of credit even advertisers have felt the cut back..
So free speech is only free if you get to use it..
And what price is attached when people that are telling their names and where they are from at these mob and nazi townhall Q & A are receiving calls in the late evening hours threatening them.

And least we forget Joe the Plumber only asked a question and he was nearly crucified by the media.
I do not get your how far we have come unless it is about carrying.. Az, TX and GA are states that you see people exercising their rights right out in the open.

I find it amusing that we are all shell shocked at the image of armed citizens at a Presidential town hall meeting. It is that failure on our part to not exercise that right especially when so many are harassed and shouted down when they do.

Is it a good idea to have citizens armed. Yes.. Because had those two conservatives been armed I doubt UNION thugs would have attempted to assault them as they did in Tampa and Missouri.

Indeed how far we have come we have a thug in cheif calling for muggings of any opposing electorate.

Post: Sellers Good time to offer Purchase Options??

Patricia De HaernePosted
  • Homeowner
  • Saint Marys, GA
  • Posts 6
  • Votes 0

Sadly bad Property Managment company all the run through the mill expenses and THEN some, two bad tenants we lost that property

GA NEwbie now I am about to lose a local investment for family if I cannot find a quick 35900 to finance a balloon..
Help?! Ideas!!
I even looked into an auction any in the southern GA area? Quick Auction .. I am really at a lose my son is attempting to fund it with My husband co sign but.. I am in a panic and all these queries may risk this second attempt to fund the balloon. I have little alternatives

Post: Problems with Contractor?

Patricia De HaernePosted
  • Homeowner
  • Saint Marys, GA
  • Posts 6
  • Votes 0

Alright so I got taken and I am really in a panic I am down to two months left to get a refinance so I can get some of my cash back out to pay for my home ..
two weeks ago I was expecting to have finished up a drawn out rehab.. As was the case I handed my home depot to the gut helping me and a check for a 1000 this is two montjhs later some drywall and wiring and one rubber hose.. a real long story but allot of painting and caulking caulking everywhere and everything..
so instead of getting my kitchen cabinets and the stove, venting micro and dw..
He bought the goods to tile a shower and more a few thousand this was the charming cheapy cabinest and descent stove and dishwasher..
anyway .. I gave him the card .. but he got what he wanted..
no answer on his phone .. ..
So I called his son who directed him to me when I bought windows from him... oh it sounds like you two need a meeting..
really.. See I had the copies of the recipts I needed a kitchen not a meeting..
all weekend nothing.. I tried his son again and said to have him leave the card and keys at the house or I was going to the police..

nothing.. so I go to the police and I have a report filed but little I can do because I gave him my card..

Wow At least I am not in tears today but I go from being livid with my stupidity and darned if I do not want to hunt him down I have no funds to finish the kitchen.. I grabbed 3 of the 5 cabinest I needed at minimum but when I went to get the Stove my limit would not even cover that..
What a sleaze..
Another of his sons comes by and we talked a bit.. he didn't know anything his father said you had called about a leak .. ( that was 4 days ago..
He said his father said when I had all my stuff together he would bring my plumbing connections and finish up.. heh..
When I had all the stuff here at the house..

hmm.. so I called the son who I didn't want involved but dad's phone doesn't even offer voice mail..

I simply said if his dad had any b@@@s I wouldn't be calling him.. but to relay that unless he gets my plumbing connections and thermostat to the house finds a way to get the stove, Micro and DW the next day I was going to file a fraud report, hire an electrician and plumber and then go to sma;ll claims court to have him pay back what he stole and for the costs of the people I had to hire for the work he didn't do not to mention the distress he caused me and my poor family who wonder why I am about to kick the dog.. who did he think would win.

Anyway I know I ...good luck right?

Patricia..
Oh yes and I have no problem naming names if anyone from Southeast Ga to Jacksonville need to know who to avoid just ask. I saw he ran an investment group in Kingsland GA a few years back also a southeast georgia contracting company then a windowdepot..

Post: Sellers Good time to offer Purchase Options??

Patricia De HaernePosted
  • Homeowner
  • Saint Marys, GA
  • Posts 6
  • Votes 0

Hello I am new to this board the only experience I have is in a refinance this past year to purchasee a home in GA and leave AZ

Listed our nice three bed 2 bth in April and May had a realtor who was busy carting MOM around .. doing his taxes and on vacation the week of the third attempt of closing.. But all the i's and t's in place.. So I really wanted to move and took it off the market ( he refused to remove the sign or lock box.. a real character ) refinanced taking enough for the move cash to set up our in house business out here and down and expenses on this home

We had rented, to a jerk, and are looking at another month two full mortgage payments.

I really do not want to own property across the country.

I am thinking purchase option / rental. Is this not the ideal time for something like that??

Patrica loving the East Coast again ( from Connecticut)

BTW I would love to get some investment properties out here so many homes so cute anyone near Camden County GA ? Florida way looking to share experience and risk?

Thanks and hello to you all!