All Forum Posts by: Fred Ambitious

Thanks Jason, I appreciate you breaking that down for me. That makes sense I’ll start looking at some other options based on what you suggested. Thanks again for taking the time to explain it!

Hi BP community,
I’m in the Atlanta, Georgia market and planning to build a duplex where I’ll live in one unit and rent out the other. I’m trying to find out if there are any lenders that offer a construction-to-permanent loan based on DSCR (Debt Service Coverage Ratio) for this kind of setup.
Most DSCR loans I see are for investment properties after completion, but I’m hoping there’s a way to apply it to an owner-occupied new build while renting out the other side. 
If anyone knows of lenders that offer this type of loan, or has gone through a similar process, I’d really appreciate any advice or recommendations. Thanks!