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All Forum Posts by: Franklin Graves

Franklin Graves has started 2 posts and replied 4 times.

Private Lending & Conventional Mortgage Advice

Post: Refinancing options on flip we want to keep

Franklin GravesPosted
  • Posts 4
  • Votes 3

The home is 50k from being complete. Everything I'm reading is showing we would need to have home finished before a refi. I don't know if any other loan types exist that are going to be DTI friendly.

0 Votes
Cincinnati, Ohio
Private Lending & Conventional Mortgage Advice

Post: Refinancing options on flip we want to keep

Franklin GravesPosted
  • Posts 4
  • Votes 3

My partner and I used hard money to buy property and have about 180k in house so far. We need additional 50k to Finnish house and estimate conservatively it will be worth 350k, I think it will be closer to 420k. What type of lending options are out there to get additional 50k and refinance home?

3 Votes
Cincinnati, Ohio
Buying & Selling Real Estate

Post: Fannie Mae 60 day rule bank statements

Franklin GravesPosted
  • Posts 4
  • Votes 3

Thank you both!

0 Votes
Buying & Selling Real Estate

Post: Fannie Mae 60 day rule bank statements

Franklin GravesPosted
  • Posts 4
  • Votes 3

My partner and I just closed on the sale of a property we owned and the money is being deposited into our joint llc account. We are in process of buying another home and sellers underwriter is asking for  60 day statement of our joint llc account. Our problem is that the account closed due to inactivity because we didn’t have money in business checking account and we reopened it. Is their any exception like a bank time stamp or letter that can get around the 60 day proof of statements needed for Fannie Mae?

0 Votes