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All Forum Posts by: Frank Baumgarnter

Frank Baumgarnter has started 1 posts and replied 3 times.

Buying & Selling Real Estate

Post: FHA BRRRR Question that’s been on my mind

Frank BaumgarnterPosted
  • Posts 3
  • Votes 1
Originally posted by @Moises R Cosme:

Frank, 

You can use FHA repeatedly, but you will lose your first time home buyer eligibility if you have owned a home at any point in the last 3 years. FHA has different programs and most are low down payment programs. Does this answer your question?

Sort of. What I'm trying to find out is if can I take out a second FHA loan, while my 1st FHA loan hasn't been paid off yet.
I spoke to a lender about my idea of BRRRR investing using FHA loans and he told me that you can't take out a second FHA until your first one is paid off in full.
Do you happen to know if this true? 

0 Votes
Buying & Selling Real Estate

Post: FHA BRRRR Question that’s been on my mind

Frank BaumgarnterPosted
  • Posts 3
  • Votes 1

Im looking to purchase a duplex in the near future. My goal is purchase with an FHA loan, and hold onto it as a rental property after my first year of living in it. Is it possible to take out another FHA loan to purchase my next property? Or would I have to pay off the first FHA loan first, then apply for a second FHA loan?

1 Vote