All Forum Posts by: Francine Laroche

Oh really? Thank u. I will google that. I am finding it difficult to navigate this platfirm and keep up with it and others i been following. On top of working mostly 6 days a week.  Not sure if im replying to right person. Theres just not enough time in a day. Anyway, my family dynamic comes into play with what i want to do. Its a long complicated story and ive talked to a few ppl. They have given me so many options but i just dont know what to do or where to begin. 

wow... i dont even think i sent this reply when u responded. 🤦‍♀️ i been told many times over that i am one of the hardest workin ppl that ppl know. This comes from business owners, successful ppl, and alot of baby boomers. I did just join the RIREIG. Tagged along today to my first open house with my very good friend who is an investor/broker. Baby steps because again, i work alot so finding any time i can to pop in here and there. Honestly idk how ppl woth huge portfolios find time to do ANYTHING on social media. Than u for responding. 

 Im lucky if i can save 200 dollas a week. I know S Prov. From what ive learned, that would be like c-d area. 😬  its about 20 mins from me and i wouldnt go there at night. Although my sister has lived there for over 30 years. However, Its next to RI Hospital, Hasbro Childrens hospital and Woman and Infants. But again, You can have a great area and just 2 streets over, it all changes. 

Oh really? Thank u. I will google that. I am finding it difficult to navigate this platfirm and keep up with it and others i been following. On top of working mostly 6 days a week.  Not sure if im replying to right person. Theres just not enough time in a day. Anyway, my family dynamic comes into play with what i want to do. Its a long complicated story and ive talked to a few ppl. They have given me so many options but i just dont know what to do or where to begin. 

I havent had a w-2 in years.. i started a cleanin business (under the table 😬) maybe 10 yrs ago. All i do is work. I also have a side hustle doing couponing and reselling. That grew to be too much and recently havent been putting much time as befire into it. It became not worth it considering the time involved. Been trying the last couple weeks to take a step back and put whatever time i can into learning. Im just a little slower than others.  Joined over a month ago. Still soaking up information. Still having trouble deciding what to do and trouble on where to begin and WITH WHO!?

thank you 😀

Hi ty for respinding. So the 3 family home we are in now is my parents. However  the home is in my name as it is being left to me. Its been in mine and my neohews name for years. He is coming off it and most likely my daughter will be put on it. When we get the taxes, the bill is in my name. The hiuse has been paid off for at least 25 years. There is no mortgage on it. Zillow estimates the hiuse at between 518-589k. I have spoke with a mortgage/loan officer but we didnt discuss heloc. That is my next step. To ask him about a heloc. Now making another call is another huge step for me. I have no savings, credit is ehhh but im workin on it. I currently clean houses for a living but all these years of working is meaningless cause its not on books. I LOVE what i do. I LOVE cleaning houses and hope to one day clean my own properties. I listen to BP podcasts all day while workin usually 6 days a week. Im hearing so much good stuff and also alot of scary stuff. Numbers have never been my thing. I live a hectic life and am tryin to find balance and more time to put towards getting my first house. Too much info overwhelms me so i really am takin baby steps. Thank u for your feedback. 

Thank u for your reply. I know what i want, i have a vision and i know it can happen. Id like a possible 3 family which i wpuld want to put my daughter in  who WILL pay rent then rent out other 2 floors (no family/friends). There seems to be alot of options but i just dont know what the best one is. Its a whole situation i wpuld have to lay out to you or someone that knows alot more about this business. I do tend to get overwhelmed with all the info i been listening too. Im terrible terrible with numbers and navigating thru platforms. Im trying to learn more about this website here, how to navigate it and what to look for. How to use it, etc... Im definitely a baby stepper 😀 i do have so many questions, concerns. Im just not at that level and feel like im struggling to get there. I just dont know who to go with to be honest. Things have to be done with the house im in now so im currently pushin my parents on that. Its a long long story that needs to be laid out to anyone i get involved with so i can find my best options and find out what i need to do. 😀

Hi! I could type out 10 pages of my story but ill get to the point. I want to buy a multi family house. I know that for sure. With the advice and encouragement from a lifeling friend and now invester herself, i began listening to podcasts 5/6 hours a day wile cleaning houses. Retaining info is difficult and sometimes i listen to the same pods over. Ive identified with sooo many stories. I made the first step by calling a loan officer. That is in the air. Lots of hoops to jump thru. I dont know what i should do now. It was suggested to look around banks for a Heloc. I am not a numbers person at all but i am motivated, determined, and ready to make something happe. Again, lots of obstacles in the way. Should i be looking for a deal? Ive heard of the mls, off market, ? Honestly i dont know what to do. I need to be around or connect with like minded ppl. I have a very big family, middle class, younger generation entitled. I heard someone say in  podcast that he wanted to break that middle class cycle. So dont i! For my 4 children and 2 grandchildren. These are 4 adult children who could do so much more with their lives but know nothing better  Again, middle class   entitled, live the good life on others expenses (just 2 oft them) Always struggling. Im hopin to connect with more ppl whose goals i have heard match mine. Whos stories i identified with from bits and peices of info. 50yr old grandmother of 2 mother of 4. Born and raised in the same  house fir 50 yrs which i now live in. Just need some guidance. Although i have my friend, im lookin for more 👋🤜🤛💪🙌