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All Forum Posts by: Feroz Penangwala

Feroz Penangwala has started 10 posts and replied 12 times.

Post: Rehab Project? We've Got Your Back!

Feroz PenangwalaPosted
  • Lender
  • Beaumont-Port Arthur, TX
  • Posts 13
  • Votes 4

🚀 Need a Hard Money Loan for Your Rehab Project? 🏚➡🏡

At AF RE Ventures, we specialize in fast, flexible, and reliable funding for real estate investors like you! Whether you're flipping a fixer-upper or renovating for long-term gain, we've got you covered with:

✅ Up to 100% financing for purchase, rehab, and closing costs

✅ No minimum credit score required – we focus on the property, not your history

✅ Quick approvals and funding to keep your project moving

✅ Tailored solutions to fit your unique needs

Don't let financing slow you down – let us help you turn that dream property into a reality!

💼 Apply today: https://forms.gle/SnGDZNSA2c6NTmCSA

#RealEstateInvesting #HardMoneyLoans #RehabLoans #PropertyFlipping #AFREVentures

Post: LOAN Denied by the Bank? We’ve Got Your Back!

Feroz PenangwalaPosted
  • Lender
  • Beaumont-Port Arthur, TX
  • Posts 13
  • Votes 4

At AF RE Ventures, we believe in opportunity over obstacles. 🏡✨

📉 Credit score issues? Not a problem.

📈 Income verification delays? Skip the hassle.

We focus solely on the value of your investment property, ensuring you’re never denied based on traditional lending criteria. 🏘️💼

✅ Faster approvals

✅ Flexible terms

✅ Up to 100% financing

Take control of your real estate dreams today! 🌟

💼 Apply today by reaching us directly at (409) 800-6287 or by submitting your deal through our form: https://forms.gle/SnGDZNSA2c6NTmCSA

Post: Are You Actively Investing in Real Estate?

Feroz PenangwalaPosted
  • Lender
  • Beaumont-Port Arthur, TX
  • Posts 13
  • Votes 4

Hi everyone, I’m curious—how many of you are actively closing real estate deals right now? Are you finding the funding process smooth, or do you run into challenges?

I’ve been involved in lending for a while and know that financing can sometimes be a bottleneck. If you’re looking for creative ways to fund your deals or need help closing, I’d love to hear your thoughts or experiences.

Let’s discuss!

Post: Looking to invest but worried about credit or experience?

Feroz PenangwalaPosted
  • Lender
  • Beaumont-Port Arthur, TX
  • Posts 13
  • Votes 4

With AF RE Ventures, we’ve got you covered! Fast closings, no credit checks, and no experience required. Secure your deal today and take the first step toward financial freedom! 💼💸

📋 Get a loan cost estimate by filling out this form: https://forms.gle/3WEYHR7z4wxfr5oTA

Post: Fund Your Real Estate Deals with AF RE Ventures!

Feroz PenangwalaPosted
  • Lender
  • Beaumont-Port Arthur, TX
  • Posts 13
  • Votes 4

 💰‍‍Whether you're tackling a Fix & Flip or growing your Buy & Hold portfolio, we've got you covered. Get 100% financing tailored to your deal—no credit score hassles, just asset-based lending focused on the property's value.‍‍

✅ Quick Approvals‍

✅ Flexible Terms‍

✅ Real Estate Made Simple‍‍

Let’s bring your next investment to life!

‍‍👉🏾 Get a loan cost estimate by completing this form: https://forms.gle/SnGDZNSA2c6NTmCSA‍

Post: Black Friday Deals Are Here! 🎉‍‍

Feroz PenangwalaPosted
  • Lender
  • Beaumont-Port Arthur, TX
  • Posts 13
  • Votes 4
This Black Friday, AF RE Ventures is offering exclusive benefits to real estate investors looking to close deals FAST!

✅ Up to 100% Financing‍
Lightning-Fast Approvals‍
✅ Flexible, Asset-Based Loans‍
✅ No Minimum Credit Score Required‍‍

Don’t miss the chance to secure the funding you need to make your next investment a success! 💰‍‍
👉🏾 Message us today or complete this form: https://forms.gle/SnGDZNSA2c6NTmCSA‍

AF RE Ventures – Your Partner in Real Estate Success 💸‍‍

#BlackFriday #RealEstateInvesting #PrivateMoneyLender #AFREVentures #FundingMadeEasy

Post: Invest confidently with AF RE Ventures!

Feroz PenangwalaPosted
  • Lender
  • Beaumont-Port Arthur, TX
  • Posts 13
  • Votes 4

No credit score, no experience required, and fast closings—it's that simple. Secure your next property deal today and start growing your real estate portfolio with ease!

🔗 Get a loan cost estimate by filling out this form: https://forms.gle/3WEYHR7z4wxfr5oTA

Post: Private Money lender - potential costs/fees?

Feroz PenangwalaPosted
  • Lender
  • Beaumont-Port Arthur, TX
  • Posts 13
  • Votes 4

Hi there! Great question! In addition to the management fee and interest, you may encounter several other costs when securing a private loan. Common expenses include:

  1. - Attorney Fees: Legal assistance for reviewing contracts and ensuring compliance can vary based on the complexity of your deal.
  2. - Title Insurance: Protects against potential disputes over property ownership.
  3. - Appraisal Fees: Necessary to determine the property’s market value.
  4. - Closing Costs: This can include various fees related to finalizing the loan, such as recording fees and settlement costs.
  5. Inspection Fees: If required, this ensures the property is in good condition before purchase.

It’s a good idea to discuss these potential costs with your lender upfront to get a clearer picture of what to expect. Good luck with your investment journey!

Post: How lenders typically calculate DTI

Feroz PenangwalaPosted
  • Lender
  • Beaumont-Port Arthur, TX
  • Posts 13
  • Votes 4

Hey there @Archie Barrett,

When calculating your Debt-to-Income (DTI) ratio, most lenders do focus on your monthly principal and interest payments for each mortgage. However, some lenders may include taxes, insurance, and other obligations like HOA fees depending on their specific criteria. It's always best to double-check with your lender to understand exactly what they consider in their DTI calculation.

Since you're focusing on DTI for future loans, it could be helpful to explore asset-based lending options where your income may not weigh as heavily in the decision. Let me know if you'd like more info on that!

Post: Fast Closings & Up to 100% Financing with AF RE Ventures! 🚀 No Credit Needed!

Feroz PenangwalaPosted
  • Lender
  • Beaumont-Port Arthur, TX
  • Posts 13
  • Votes 4

Your investment journey starts NOW with AF RE Ventures! No credit score or experience needed—just quick closings and up to 100% financing. Take the next step and secure your next big deal today!

📋 Get a loan cost estimate by filling out this form: https://forms.gle/3WEYHR7z4wxfr5oTA