All Forum Posts by: Eugene Mitchell

 I didn't get a title policy because I didn't know I needed one the purchase came up suddenly. And even if I had they still will go to the guys every time the property sells that to me is un reasonable. No one said they were caring or un caring that's your verbiage to make it seem like I'm being over sensitive. I just wanted some advise about how many times they would do this and any work around. Thank you for posting your opinion of how great the title companies are and for not answering the question I did ask. Please no need to respond ,it will be another snide editorial about your love of title companies. I will figure it out . 

Please disregard the bad grammatics I'm in my car dictating through this on Android auto so some of it's coming out kind of garbled I'm sorry but I think you got my point

I got the property from one of my clients in my Banking capacity.he Loaned money on it a d subsequently got the property. It's in an abandoned state. Got it at a really good deal. I'm not just talking about them notarized wich we already did 2x but filling out the " Statement of fact" paper wich wants your drivers license your ,sdn all address for last ten years all spouses and children's info your employment history and a narrative about why you don't want the property plus your notary and thumb print. You can't tell me you would be OK with someone showing up at your door wanting that everything this property sells .On a property you wanted nothing to do with you signed off on. And my question is how many times does this go on in the future? These guys should feel it's OK to keep doling out through info for all these title people. I get that title insurance e saved you once but really I should be thanking them , no I think they have made themselves into this role where they want everyone to believe nothing can be done without them and the time they take, it takes them 2 days to walk a piece of paper across a room.As fir the lady she should be helping her clients the people who pay for thier services to resolve these type issues not act like she's the great almighty God of real-estate transactions who no sale can happen without her blessing.  And why even have notary if we aren't going to believe them. It should not take 30 to 40 days to close a sale, it's the computer age and now thar they have ingrained themselves into the process so much they are feel they can take however long they want and we have let them. I do t what to argue the merits of the importance of title searching for title insurance I get it you love them you want to marry them they saved you money unhappy for you I have my opinion you have yours I'm just saying would you take a step back and you look at the amount of BS that they throw in there with what they're doing and the fact that they do forget who works for who it's crazy that being said I'm just wondering how long this is going to go on for every time the house sells and if you do have some of that doesn't want to sign off as is their right not to want to give off all the information especially in the climate of fraud that you talked about is there a solution

I bought a piece of property that ended up having five brothers that had to sign off on it they wanted nothing to do with the house so they signed quitclaim deeds (notarized) and one brother who signed over a grant deed. When I went to sell the property the new buyer wanted to get title insurance and the Escrow Company AKA also the title company ) Did thier checks and said I would need a notarized uninsured deed paper for each of the quitclaim and the grant deed guy as well. I downloaded the forms and got the notarized signatures. The Escrow lady was furious said their own notaries were the only ones who could do it and each person would have to fill out a "Statement of Fact" statement of facts from each of the people that had signed the quit claims the problem with this is that three of them that absolutely want nothing to do with the property and don't want to be bothered and are mad as hell because basically they had signed off on it and considered it done, and then not only did they want them to resign with their own notary but to fill out the "statement of fact" which asked a lot of personal questions that nobody wants to give the answers to this day and age let alone on a property that you are having nothing to do with anymore. From what I understand every time the house sells this is going to happen at what point will they not ask it anymore and what happens when they refuse ? One of them told the escrow lady to go f off he wasn't giving her the information and she just informed me (as snooty possible ) as possible that she would not be able to close without it what do I do in this situation