All Forum Posts by: Ernest Rogers

though about this an realized this would NOT fix the issue completely because, it wont solve the issue of potentially having her kids end up as half owner should something happen to her. If your both on the property and unmarried then each of you own half. Her half would go to her heirs and yours would go to you.

Possibly put it in a trust and you could be joint administrators of the trust....

best bet is to probably consult a real estate attorney in your area.

Your actually on to something. I spoke with an attorney and wow, they want to charge me over $700 to file 2 forms...it looks like one is a new deed. it basically says she is selling (no money) her portion to her and I . This I assume is juts a DEED, so I need to find a DEED to fill out and record... and the second one states if she or I die, that the other will receive the others 50% portion without Probate. I will upload the forms. I found it only costs $20 to file these forms, yet lawyer wants to charge a huge amount. where can I find these forms, the Register of Deeds do not have them and can not tell me where to find them.

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So everyone understands.... she is in good health. Shes 10yrs older. She doesnt take any medications. I am currently in the military. I would probably pass before her, however, I lost 3 family members in a short period and seen how their kids and proper family lost out BIG TIME... I dont want something to happen and be stuck with her daughters kicking me out, or me to continue paying off a house that her daughters will own. Her daughters wouldnt di this, HOWEVER, I've seen when people die, survivors get greedy !!!

Lost my dad 12/2013 Brother 2/2015 mom 12/2015. So I dont want to get screwed.

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Originally posted by @Alan Russell:

Possibly put it in a trust and you could be joint administrators of the trust....

best bet is to probably consult a real estate attorney in your area.

Same thing I thought. Maybe if we did a Will also, and willed her half to me ??? But does that now open an Estate as free game for collectors when she passes ??

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Originally posted by @Alan Russell:

As long as she is willing....she can just add your name on the title. You don't have to be on the loan.

My wife and I do this when we purchase a house because she doesn't work and doesn't have income. The mortage brokers all tell me that having her on the Loan complicates things so I just have the closing attorney put her name on the title.....problem solved

This is what we received, paperwork from an Attorney to add me to the Deed. I believe it's the right way, just seeing what all options are. Dont want a lawyer just direct me one way then later find out I'm not covered, or her daughters have legal rights as well. Or even worse. Owe money after she passes.

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Originally posted by @Abdul Shishi:

Not casting aspersions. I think your GF fully know what is going on. You not worthy.

If she doesn't want to make things right I'd tell her to bleeP off.

People buy Morris deals. You helped a girl buy a house.

Either not the greatest decision ever made.

That about sums it up.

Smh, you actually dont deserve a response.... smh... we are together, we are fine..she WANTS me on the deed, hence th questions. Duh. Enough with you.

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Originally posted by @Michael Plante:

Why don’t you want to put your name on the property?

Are you legally not allowed to?

I'm lost in your question. This is what I'm asking. I do want to put my name on the property. How do I attach my name to the property with hers. Without getting married ? I am simply wanting to add my name , so I am not screwed if she passes away before me.

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Originally posted by @Tom Gimer:

Research life estates and joint tenancies.

Thank You..I will.

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Originally posted by @Matthew Paul:

Marry her and it all goes to you . If you do that and you get divorced , she gets the house and you get the payments . A 50/50 split .

Smh, exactly the reason I'm not married.

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If you're now able, the simplest thing might be to get the property and loan in both of your names.

I will look up the rest, but it's not possible at this time to loan and property in both names. I am current military, VA wont even touch both of us until we are married.

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Originally posted by @Wayne Brooks:

Typical solution Quit Claim “ from Mary to Mary and John”. This however gives you 1/2 ownership, a will or inheritance would determines what happens to her half upon her death.

So essentially this wont work, since her daughters could potentially own half ??

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All Forum Posts by: Ernest Rogers

Ernest Rogers has started 4 posts and replied 29 times.

Post: How do I become legal owner on GF house if she passes

Post: How do I become legal owner on GF house if she passes

Post: How do I become legal owner on GF house if she passes

Post: How do I become legal owner on GF house if she passes

Post: How do I become legal owner on GF house if she passes

Post: How do I become legal owner on GF house if she passes

Post: How do I become legal owner on GF house if she passes

Post: How do I become legal owner on GF house if she passes

Post: How do I become legal owner on GF house if she passes

Post: How do I become legal owner on GF house if she passes