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All Forum Posts by: Elizabeth Rose

Elizabeth Rose has started 13 posts and replied 50 times.

Post: Philadelphia rowhome stucco water intrusion - possible negligence by city

Elizabeth RosePosted
  • Rental Property Investor
  • Various states
  • Posts 51
  • Votes 28
Quote from @Stuart Udis:

I can assure you the city demolished a building because of make safe violations that were ignored, not because of a desire to force gentrification. This sounds like a pre-existing defect so you will have to review your insurance policy but I am guessing there will be an exclusion.

In PA the statute of limitations for construction defects is 12 years but I’m not sure how strong of a case you have here. You point to contractors suggesting specific mortar materials being used but can you identify in the building code a requirement that these recommended mortar materials are utilized? I am not personally familiar with this which is why I ask. If you can’t identify this in the building code it only weakens your case. 

Ultimately this is a risk associated with purchasing a property where both adjacent buildings have been demolished. It’s why structures adjacent to vacant parcels due to demolition historically trade at significant discounts (not only because of the issue you’re grappling with but also the risks associated with underpinning and the construction process if and when the adjacent properties are redeveloped). Additional contingencies should be added to the budget and discounted valuations should be applied in such scenarios. 

Thanks @Stuart Udis, all of this makes sense. I am definitely learning a lot from this deal, that's for sure! Thanks for the feedback.

Post: Philadelphia rowhome stucco water intrusion - possible negligence by city

Elizabeth RosePosted
  • Rental Property Investor
  • Various states
  • Posts 51
  • Votes 28
Quote from @Russell Brazil:

Zero chance of recouping from the city.

1) Municipalities don't care. Getting them to pony up even when they are at fault is impossible.

2) This condition existed when you purchased. You have no damages, though the previous owner at the time of demo may have had damages.

3) Statute of limitation, if applicable, expires on nearly everything on civil matters at 3 years.


@Russell Brazil I was also thinking only the previous owner may have a claim for any damages. Thanks for the feedback here.

Post: Philadelphia rowhome stucco water intrusion - possible negligence by city

Elizabeth RosePosted
  • Rental Property Investor
  • Various states
  • Posts 51
  • Votes 28
Quote from @Alan Asriants:
Quote from @Stuart Udis:

I can assure you the city demolished a building because of make safe violations that were ignored, not because of a desire to force gentrification. This sounds like a pre-existing defect so you will have to review your insurance policy but I am guessing there will be an exclusion.

In PA the statute of limitations for construction defects is 12 years but I’m not sure how strong of a case you have here. You point to contractors suggesting specific mortar materials being used but can you identify in the building code a requirement that these recommended mortar materials are utilized? I am not personally familiar with this which is why I ask. If you can’t identify this in the building code it only weakens your case. 

Ultimately this is a risk associated with purchasing a property where both adjacent buildings have been demolished. It’s why structures adjacent to vacant parcels due to demolition historically trade at significant discounts (not only because of the issue you’re grappling with but also the risks associated with underpinning and the construction process if and when the adjacent properties are redeveloped). Additional contingencies should be added to the budget and discounted valuations should be applied in such scenarios. 


 The underpinning point here is crucial. I have seen many of these builds have crumbling foundations from poor demolition efforts. 

Usually many buildings "knocked" down doesn't really speak highly of the area. 

Im sure going after the city would really only be effective in a civil class action law suit where there is enough people and $$$ on board.

Over a 6-12k fix, and battling the city alone you'll spend more money and time IMO. 

The exposed walls certainly need to be properly insulated and sealed. Hopefully someone come to build next door soon and you can split the expense...

 @Alan Asriants Thanks for the feedback! As a Philly agent, would you advise your clients against buying such properties? The feedback I received when considering buying it was that the empty lots on either side was a plus as there's lots of new construction in the area and the value would go up once new homes are built around it. But knowing what I know now, I wouldn't buy a property like this again.

Post: Philadelphia rowhome stucco water intrusion - possible negligence by city

Elizabeth RosePosted
  • Rental Property Investor
  • Various states
  • Posts 51
  • Votes 28
Quote from @Chris Seveney:

@Elizabeth Rose

Have you contacted your insurance company? That is where I would start. To hire an attorney to go after the city will cost you 10 times the amount that you’re owed.

If that is now a private residence, you could go after them, but again the best case would be for insurance to handle this


 @Chris Seveney thanks for the suggestion. I haven't gone to my insurance company yet. I'm concerned about the impact that filing a claim would have on my insurance score and premiums for this property and other rentals. What's your experience been with this? Is there a specific dollar amount threshold under which you'll just pay for a repair yourself vs. going through insurance?

Post: Philadelphia rowhome stucco water intrusion - possible negligence by city

Elizabeth RosePosted
  • Rental Property Investor
  • Various states
  • Posts 51
  • Votes 28

I recently bought a 100-year-old rowhome in Philadelphia as part of an estate sale. My original goal was to fix and rent. It's detached - the city knocked down the home on one side in 2018 and a private individual knocked down the home on the other side in 2022. This is very common in Philly as there’s a lot of older homes and the city is working to gentrify certain neighborhoods. As far as I know, there are no plans to build on either lot any time soon.

At the start of the renovation, we replaced the roof. Later, we stripped off the old patterned wallpaper inside the house and saw that the walls were covered in water stains. My GC primed and painted over them a few times thinking they were just old, stubborn stains that needed extra product, but they kept coming back after each rainfall.

I hired a water intrusion detection company to help me pinpoint the problem - they said the new roof seemed solid and that based on infrared and temperature readings, the moisture is coming in from the partition walls. I then got assessments from several masonry contractors who all said the same thing. They also said they see this problem ALL the time in Philly… when the city or a private individual knocks down a rowhome, they are responsible for treating the exposed partition wall of the next door property to protect it from the elements. Apparently they should be brick pointing with lime mortar, but instead, they said the city will just plaster over the historical materials (original brick and lime mortar) with Portland cement because it's cheaper, faster and easier than working with more delicate, temperature sensitive lime mortar. Several of the masonry contractors said they can’t believe the city gets away with this because it's a known issue that these materials don't mix and it will eventually cause problems like water intrusion that can be very costly for the owner to fix.

I’ve gotten quotes ranging from $6,500-$12k to repair and waterproof the exterior walls, plus there's the added cost of repairing and repainting the inside walls. I contacted the city and they are telling me it's "been too long" since they plastered the wall on their side (2018) so it's basically not their problem. I haven’t contacted the private individual yet about the wall on their side. I’m now way over budget on this project and have now listed the property for sale while I also work on the repairs. 

I’m considering hiring a lawyer to try and recover the cost of the repairs and potentially my extended holding costs. Has anyone else come across this issue and if so, how did you remedy it? Any other tips, recommendations, etc are most welcome. (Also, if anyone is interested in acquiring a Brewerytown rowhome, hit me up! It's competitively priced and the section 8 rent - if you choose to go that route - is very strong.) Thanks, all!

Post: HELP! Light brown marks keep appearing in at the top of newly-painted walls

Elizabeth RosePosted
  • Rental Property Investor
  • Various states
  • Posts 51
  • Votes 28
Quote from @Aaron Hill:

It is hard to guess without seeing the issue, but by a wide margin the best stain blocker is shellac based Zinsser BIN.   It might be worth a try, it is far superior to Kilz as a stain blocker.  I'm a professional painter, and just used the product on a tough job this week (tried Kilz on a section and it didn't cover, Zinsser covered it perfectly).   Obviously ensure that the underlying problem is solved first, but it sounds like you already have taken all the steps to handle that

https://www.zinsserprimers.com/primers/shellac-base

 Thanks @Aaron Hill! I'm thinking we need to figure out how the moisture is getting in, otherwise whatever primer or paint is used will just get discolored again?

Post: HELP! Light brown marks keep appearing in at the top of newly-painted walls

Elizabeth RosePosted
  • Rental Property Investor
  • Various states
  • Posts 51
  • Votes 28
Quote from @Aaron Hill:

It is hard to guess without seeing the issue, but by a wide margin the best stain blocker is shellac based Zinsser BIN.   It might be worth a try, it is far superior to Kilz as a stain blocker.  I'm a professional painter, and just used the product on a tough job this week (tried Kilz on a section and it didn't cover, Zinsser covered it perfectly).   Obviously ensure that the underlying problem is solved first, but it sounds like you already have taken all the steps to handle that

https://www.zinsserprimers.com/primers/shellac-base


The house was built in 1915. I'm not sure how old the drywall is. I'm thinking I may need to seal/coat the exterior walls - one person I talked to thinks moisture may be coming in from the walls and getting sucked into the soft bricks.

Post: HELP! Light brown marks keep appearing in at the top of newly-painted walls

Elizabeth RosePosted
  • Rental Property Investor
  • Various states
  • Posts 51
  • Votes 28

We recently bought and rehabbed a standalone Philadelphia townhome - the city knocked down the townhomes on either side about 5-6 years ago. We replaced the old roof as part of the project and had the interior walls primed (with Kilz) and painted. 

A few weeks after painting, light brown marks appeared at the top of some of the top corners of a few of the walls on both sides of the house, upstairs and downstairs (not the ceilings, just the tops of the walls). We painted over the marks, thinking the discoloration was from leftover moisture that was let in by the old roof, but the marks have come back. Our contractor is unsure how to fix the issue, so I would love some help troubleshooting.

I had the roofer come back and check the new roof - everything looks solid and the party walls are capped and sealed. 

There also doesn't appear to be any cracks in the exterior stucco on the sides of the house.

Any idea what may be causing this? Or what type of vendor to call in to fix it? Thanks in advance for any thoughts, advice, recommendations!

Post: Rental & Flip Deals For Investors

Elizabeth RosePosted
  • Rental Property Investor
  • Various states
  • Posts 51
  • Votes 28

Hi @Batin Apalan, I'd love to connect - please DM me.

Post: Looking for a listing agent to sell my rental property in Jacksonville....

Elizabeth RosePosted
  • Rental Property Investor
  • Various states
  • Posts 51
  • Votes 28

Hi Jenny - I'm looking to acquire a furnished rental property in Jax. Is your property being sold furnished by any chance?