All Forum Posts by: Elizabeth Savage

The question remains is where in the law or process paperwork that would back this request. I would like to see where their right to request this exists in HUD paperwork.

@Kathy Henley, thanks for the idea... but I am not comfortable to provide my ex a chance to disagree to sign it notarize something. If a decree is the vehicle a court uses to document the rights to a piece of property and a warranty deed is recorded with the county clerk to perform the transfer, how is is possible that a bank can ask me for something else, effectively opening up a transaction that was completed ten years ago. I appreciate the insight, but I think it is out of line and will not give my ex additional opportunities to mess with my financial transactions. 

I am refinancing a home - decree & recorded warranty deed have been provided (both document the home in question to me). I was divorced 10 years ago.  Within the property division there is a one time payment to him, decree indicates he gets check when I get warranty deeds.  Since the check is now 10 years old, bank keeps 7 yrs of records, I cannot figure out a way to meet this request.  Money was paid.  Additionally, the State of Texas has a 2 year statue of limitations, if he wasn't paid, and he wanted to sue me now, he couldn't.  We have no alimony, child support or maintenance agreement.

I have reviewed HUD 4000.1. I see that you have to document 2/3 months of debts and income...but cannot find anywhere that indicates that something from 10 yrs ago could be requested. I refinanced the other home and this never came up then.... is the underwriter being unreasonable? Where is it documented that this historic payment could be requested?