All Forum Posts by: Mike Johnson

PROGRAM HIGHLIGHTS

Discover How Fast, Easy And Flexible Commercial Lending Can Be.

Unlike most bank loans, Our Commercial Loan is a Stated Income/Asset Program. That means full document paperwork isn’t required – and you and you can enjoy greater flexibility and faster turnaround times.

* No tax returns required
* No income verification
* Unrestricted cash-out
* Loan amounts under $1 million
* Secured on commercial properties like multifamily, mixed use, warehouse, office, retail, industrial, automotive, special use and more
* Several affordable payment options
* Automatic payment options – no more writing checks
* Fixed or adjustable rates
* 15 to 30-year amortization

We Can Provide Financing For A Wide Variety Of Properties.

Use the expertise of our real estate professionals to determine the proper value for you and your clients commercial property – and take advantage of the simplicity and speed of our programs to simplify financing. Eligible properties include:

* Mixed Use/Apartment Buildings – These properties integrate residential spaces with commercial uses, such as retail or office space. Often these properties have a ground floor retail store or office with apartment(s) above, all in the same building.

* Self-Storage Facilities – Now one of the most competitive building classes in the country, these facilities are designed primarily for storage. This category also includes cold storage, RV and boat storage facilities, and truck terminals (transit facilities).

* Retail/Office Buildings – Designed for retail or office sales and display, this category includes stand-alone buildings such as offices, supermarkets, convenience stores, drug stores, department stores, bakeries, and beauty shops – as well as strip centers, and neighborhood and community shopping centers.

* Warehouses/Light Industrial Properties – Single and multi-tenant facilities that are used for warehousing, light manufacturing, distribution, research and development. Does not include buildings where heavy manufacturing or specialized industrial operations such as welding occur.

* Automotive Services – Includes everything from auto repair facilities to retail auto shops and part supply stores.

* Special Purpose/Unique Properties – InterBay Funding will consider all commercial and unique properties that fall within our program guidelines and loan amounts, including day care and educational facilities, funeral homes, campgrounds, outdoor entertainment centers, trailer and mobile home parks and marinas.

* Hotels/Motels – With our industry knowledge and expertise, we feel we understand the non-flagged world of hotels and motels better than most lenders. Our valuation assumptions are based on facts relative to the specific property.

* Restaurants – We offer competitively priced financing for a wide range of properties, including owner-occupied and leased facilities as well as fast-food and full-serve restaurants in neighborhood settings or urban.

* Multi-Family Housing – We fund residential structures that contain five or more dwelling units in the same building. These multi-story buildings generally offer individual apartments for rent with common area facilities, such as an entrance, lobby, elevator, stairs, hallway, walks or grounds.

* Health Care – Included in this category are all Assisted Living or Nursing Home types of operations where a license is required to operate the business.

Ineligible properties include:

* Adult entertainment

* Agricultural purpose

* Church/Religious

* Education

* Heavy industrial

* Hospitals

Contact Us now...We can give you an accurate quote within 10 minutes....
[email protected]
702-944-9642
909.964.8210

Not So Hard...Hard Money Loans

States: California, Nevada, Colorado, Arizona, Washington and Oregon

Subprime
300 FICO OK
STATED INCOME
BANKRUPCY/FORECLOSURE
INTEREST ONLY
JUMBO LOANS
NO CREDIT
24 HOUR APPROVALS
1-4 UNITS - N/O/O

TRUE STATED - OK
90 DAYS LATE - OK
N.O.D - OK
FORECLOSURE - OK
B.K - OK
N/O/O - OK
CASH OUT - OK
SELF EMPLYD - OK

LTV UP TO 70%

LOANS > $1,000,000 - 65% MAX LTV
NO PRE-PAY - 65% MAX LTV
N.O.D - 70% MAX LTV
N.O.S - 65% MAX LTV
CONDO/PUD - 65% MAX LTV

1 YEAR FIXED RATE STARTS AT 9.3%
2 YEAR FIXED RATE STARTS AT 9.65%

ALL LOANS
INTEREST ONLY - 2 YEAR PRE-PAY
45% MAX DEBT TO INCOME RATIO.
OWNER OCCUPIED AND NON OWNER OCCUPIED OK

CALL US NOW FOR ALL YOUR INVESTOR PURCHASES
WE CAN GET YOU OUT OF FORECLOSURE

LENDER#2

HIGH SPEED HARD MONEY
24 HOUR FUNDING

FLEXIBLE TERMS
RATES START AT 8.99%
2/28 ARMS
INTEREST ONLY
STATED PROGRAMS
TO 65% LTV
TO 70% LTV COMBO

NO FICO REQUIRED (MUST STILL RUN CREDIT)
FORECLOSURE BAILOUTS
UNLIMITED CASHOUT
NO SEASONING

RESIDENTIAL, COMMERCIAL AND SPECIAL SITUATIONS
STATES: CALIFORNIA, NEVADA AND ARIZONA

LOANS FROM $100,000 TO $10,000,000

Call me at 909.964.8210 - 909.648.1874 - 702.944.9642
or email [email protected]

WWW.ZILLOW.COM

Drop me an email about this idea. We may be able to do something good with this.
[email protected]

Please send me an email describing your situation such as how much money you are seeking and what is the purpose of borrowing that money. We have hard money lenders all over the United States as well as traditional lenders. You have options, even without income and savings. If you are borrowing money for rehabs or acquiring land for development, we can help too. Contact me now.

Hello,

I may be able to assist you. My lenders lend money for a variety of reasons however they dont lend less than $5 million. Let me know if you need more info.

Thanks

What is your location

hello,

i see that you are an investor. I have lines of credit available up to 5 million dollars. We also have hard money loans with grace periods of up to 6 months with no payment options if you have good to excellent credit. We have hard money loans for people with not so good credit as well. Contact us now.

I get them from everywhere. We have Real Estate Agents all over looking for them and as soon as they become available we are on them.

Hello,

Just a small introduction. My name is Dwayne and I am a Las Vegas Realtor. I am also a new investor interested in buying distressed properties in Arizona, California, Florida, Georgia and of course Las Vegas. Feel free to contact me if you have any leads on properties in those areas. If my partners and I buy, there is a nice check in it for you.

Looking forward to taking part in this forum.

Thanks