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All Forum Posts by: Drew Johnson

Drew Johnson has started 1 posts and replied 1 times.

Houston Real Estate Forum

Post: Owner finance to refi

Drew JohnsonPosted
  • Spring, TX
  • Posts 1
  • Votes 0

I want to purchase a 5-acre property with a residence. I am going to owner finance the first 2.2 acres with the residence for 3 years and 20% down, then I plan to obtain a conventional mortgage. If I want to obtain a conventional mortgage for the rest of the 5 acres, would that be considered a refinance? Or do I have to put an additional 20% down? I am trying to determine how much I will have to come up with to obtain the conventional mortgage. If I have 20% equity in the property by the time I go to get a conventional mortgage, will I have to come up with a down payment at all? Any help would be greatly appreciated!

0 Votes
Houston, Texas