All Forum Posts by: Doug Pintarch

@Julie McCoy I am stealing your post verbatim Julie for our January meeting of our little 1-property LLC (For now!). We will be going over our individual notes about "How can we improve our success so far". We are strictly through VRBO now but your advice here transcends that. Great post, thank you!!

and @Michael Kugler congrats on building your site and growing your business...hope you solve this headache soon!

1 Vote

Jesus man, is the dog sick too?!?!

NOPE. Don't care about your sob story. Here's the lease at the stated price, here's what you pay on top of the rent (Utilities, etc.) Sign it or sleep in your car for Christmas.

Humans, man. They'll game the system.

2 Votes

Onward and Upward @Alaina Donofrio ! Make it Happen!

0 Votes

Originally posted by @Jason D.:

@Doug Pintarch see now that's something I didnt even think of, brilliant!! DISCOUNTS FOR EVERYBODY!

We have a nice clean little community here Jason and we all get a discount on our rent 4-6 times a year depending on how creative we can get!

Seriously, if there's a way around a rule or a system, they'll figure it out to their benefit! We all know that!

0 Votes

@Account Closed is correct. You signed and that gave you better terms.

0 Votes

Originally posted by @Jason D.:

Sounds like a good way to turn a positive cash flowing property into a negative cash flowing property. I can see a scenario where someone send you a picture of someone throwing a cigarette but on the ground and you think to yourself, "was that worth $50". You decide to not pay them for snitching on such a minor infraction, and they decide to band together against you and it becomes a complete nightmare.

You created your own Gestapo! Inventive!

..but the way my mind works I would take a picture of my neighbor tossing a butt on the ground before he picks it right up like Jason said...then next month he gets one of me leaving trash beside the dumpster before I toss it in...then we each get rent discounts every other month.

Humans, man...they'll game the system.

1 Vote

Just make damned sure you don't miss a mortgage payment. :)

2 Votes

There are no adverse health affects, it's all bunk. We had a virtually identical tower in the back yard of the rancher my parents built when I was a kid. Oldest of six and none of us got polio or grew a third arm. You could hear them though, sometimes a low hum. Like growing up next to railroad tracks...you stop hearing them after a while.

That being said, I can imagine buyers passing it up. I wouldn't care if the numbers worked.

1 Vote

@Chris Mason it was the usual 3 if I remember correctly. We are not allowed to keep them except electronically and then for just 6 mos, and we can't print them for the customers. I am allowed to show them their reports though. I took a pic of her score disclosure form (Hopefully that came through in my earlier post, I attached it to show I'm not completely delusional).

0 Votes

Originally posted by @Chris Mason:

Originally posted by @Joe Splitrock:

I am closing on a property in a week and when my lender shared my credit report, one of the agency scores was down 30 from earlier in the summer. The report said "factors affecting your score" and mentioned too many inquiries in a short time period. I shopped a couple lenders and it was my second loan this year, so probably 4 inquiries in the last 6 months. Still my score was over 800 so really didn't matter.

Yup; the credit reporting agencies are REQUIRED to list 3 things, no matter what, unless you hypothetically have a perfect FICO score (which I have never seen).

Catchalls they put in to fulfill their legal obligations are age of accounts, number of inquiries, and for number 3 it's either that you have too many or too few accounts. It does not matter the ages of your accounts, the number of inquiries, or how many accounts you have, they are required to list 3, and that's the go-to auto-populated when there is no real reason (other than it's not really possible to have a perfect FICO score).

Chris, I actually have seen one. ONE. In 32 years. And I'll attach a pic with her name and address redacted. 66 trade lines total, 7 mortgages paid and 3 open, 14 open credit cards, total monthly minimums all included: $6700. All her balls were kept in the air constantly and she never missed a beat. Ever.

We were all amazed. For weeks!

0 Votes

All Forum Posts by: Doug Pintarch

Doug Pintarch has started 0 posts and replied 359 times.

Post: How would you handle this situation

Post: Negative $800 cash flow/month to help family friend?

Post: Offer accepted! Wish me luck!

Post: Put a Bounty on Their Head

Post: is this Mortgage fraud?

Post: Put a Bounty on Their Head

Post: is this Mortgage fraud?

Post: Would you buy a property with one of THESE in the backyard??

Post: Should I be worried about Credit Inquiries?

Post: Should I be worried about Credit Inquiries?