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All Forum Posts by: Aaron Froggatt

Aaron Froggatt has started 2 posts and replied 68 times.

Post: Google PPC Rule Changes

Aaron FroggattPosted
  • Flipper/Rehabber
  • Pittsburgh, PA
  • Posts 71
  • Votes 8

Thanks for your sharing your experience, Jason. I'm trying to appeal Google's decision, but I'm not hopeful. 

I duplicated my campaign to make changes without affecting the original. It appears the age restrictions that are still present in the original campaign were not automatically copied in the creation of the duplicate. The zip code specifications did transfer, however. Part of the policy implementation overreach here is the forced complicity of the user in order to remove the imposed "governor" that restricts ads from showing at 100% impression capacity. 

Hopefully the BP community has some more insights into this. I'll try to update when we hear back from "Don't Be Evil" Google.

AF

Post: Google PPC Rule Changes

Aaron FroggattPosted
  • Flipper/Rehabber
  • Pittsburgh, PA
  • Posts 71
  • Votes 8

Has any else had issues with Google PPC since they implemented new advertising policies regarding ads targeting housing earlier this year? 

One of the major reasons we initially chose to advertise with Google is its near search monopoly (Google #1, Youtube #2) and it's platform's ability to focus advertising dollars on common seller demographics in specific areas.

As of October 2020, we are now told we can no longer target our customer bases by zip code, age, and other demographics because of a politically motivated policy meant to combat social injustice. We invested in Google's platform for our business interests and we're not interested in being steered by Google and Big Tech's political motives. 

Has anyone found a workaround for Google's bullying and overreach; or maybe better alternatives for driving website traffic? Is Facebook the way to go? I heard from a Google rep that radius targeting can less effectively replace specifying zip codes, but what else can be done to keep the ad audience pinpointed? Thank you and apologies for my free-market-interventionism frustrations.

AF

Post: Private Bridge Construction Loan Middleman

Aaron FroggattPosted
  • Flipper/Rehabber
  • Pittsburgh, PA
  • Posts 71
  • Votes 8

Thanks Andrew, I'll try the West Virginia state forum then.

Post: Private Bridge Construction Loan Middleman

Aaron FroggattPosted
  • Flipper/Rehabber
  • Pittsburgh, PA
  • Posts 71
  • Votes 8

We have a seller lead looking to sell their home later in 2020 to free up cash for a construction loan to build a new home that will then be their personal residence. After the sale, the couple wants to rent the property back from the buyer for a period of less than 12 months while the house being built is finished.

The sellers are asking 75% of a 2019 appraisal (hasn't been negotiated yet), have credit scores above 700, and a DTI of 23%. The house is in the West Virginia panhandle and needs less than $1K in repairs to fix a small roof leak in the garage. Otherwise, the house has been updated and well maintained. I did not ask if the sellers have approached any other lenders as of yet.

Please let me know if you or someone you know may be interested and we can discuss any further details privately. We're only looking for consideration for helping connect the lender and seller.

Thanks!

AF

Post: Just Starting Out, Looking into Pittsburgh, PA

Aaron FroggattPosted
  • Flipper/Rehabber
  • Pittsburgh, PA
  • Posts 71
  • Votes 8
Originally posted by @Jim Blackburn:

@Algi Skukauskas

As a FTHB, I highly recommend using your 80k cash to take control and ownership of 4 units with just 3.5% down. You only get 1 shot to take advantage of this and after you own your first primary residence (assuming you bought single family), you will then need 25% down to purchase a 4 unit primary because then you will be underwritten as an Investor.

For example, when it comes to Pittsburgh mortgage lending, the Allegheny county loan limit for a 4 unit is 605,525 means you could purchase a 4 unit property for 627k with just 3.5% down and get the seller to cover all of your closing costs and escrows.  

Read my post on this thread.

https://www.biggerpockets.com/forums/311/topics/491821-help-with-purchasing-first-multi-family-home

Jim, I just sent you a message.

AF 

Post: Just Starting Out, Looking into Pittsburgh, PA

Aaron FroggattPosted
  • Flipper/Rehabber
  • Pittsburgh, PA
  • Posts 71
  • Votes 8
Originally posted by @Jim Blackburn:

@Algi Skukauskas

As a FTHB, I highly recommend using your 80k cash to take control and ownership of 4 units with just 3.5% down. You only get 1 shot to take advantage of this and after you own your first primary residence (assuming you bought single family), you will then need 25% down to purchase a 4 unit primary because then you will be underwritten as an Investor.

For example, when it comes to Pittsburgh mortgage lending, the Allegheny county loan limit for a 4 unit is 605,525 means you could purchase a 4 unit property for 627k with just 3.5% down and get the seller to cover all of your closing costs and escrows.  

Read my post on this thread.

https://www.biggerpockets.com/forums/311/topics/491821-help-with-purchasing-first-multi-family-home

I just sent you a message.

AF 

Post: Is Pittsburgh market good for investors?

Aaron FroggattPosted
  • Flipper/Rehabber
  • Pittsburgh, PA
  • Posts 71
  • Votes 8

@Dennis M.

Good ole Sandy Lake, PA? Family bought a nice sub-compact Simplicity tractor for the farm there back in the aughts!

AF

Post: Is Pittsburgh market good for investors?

Aaron FroggattPosted
  • Flipper/Rehabber
  • Pittsburgh, PA
  • Posts 71
  • Votes 8

@Dennis M.

We all know the holy water of Lake Erie canonizes all its residents, but most of us “Yinzers” do try to keep the faith.

AF

Post: Is Pittsburgh market good for investors?

Aaron FroggattPosted
  • Flipper/Rehabber
  • Pittsburgh, PA
  • Posts 71
  • Votes 8

@John Theriault

Wabash, PA? That’s interesting. Is that an actual independent jurisdiction?

AF

Post: How to evict an inherited tenant?

Aaron FroggattPosted
  • Flipper/Rehabber
  • Pittsburgh, PA
  • Posts 71
  • Votes 8

You could always try the ole cash-4-keys technique. I certainly would not recommend shutting-off the utilities or changing the locks when they aren't home.

AF