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All Forum Posts by: Jozef Forgac

Jozef Forgac has started 8 posts and replied 27 times.

Post: Do I need to list prior to ask for short sale?

Jozef ForgacPosted
  • Loss Mitigation Specialist
  • Jacksonville, FL
  • Posts 49
  • Votes 0

Owned:
1st.Chase $168K
2nd. HomeQ 38K
Missed 4 payments,
no other liens,
comps sold for average $180K now.
house needs only paint and clean.
4/2, 1,700sq.ft. build in 2003
house is vacant.

Post: How to stop trustee sale?

Jozef ForgacPosted
  • Loss Mitigation Specialist
  • Jacksonville, FL
  • Posts 49
  • Votes 0

Dan
This house is only 20 days from shedulled auction date and property is in CA and I don't do it there.
I know to file for bancruptcy can stop it and postpone the sale as well.
Then file a case witha lawyer for forensic audit is another option what I know but I always looking for a new possible options.
I started with short sales, but I get (for now) only houses in pre foreclosure where usually only NOD/LP was recorded.
As soon as auction date is set and is so close to that day you need more challenging options to use and I looking for some new ones to use.
Thank you, Dan

Post: Do I need to list prior to ask for short sale?

Jozef ForgacPosted
  • Loss Mitigation Specialist
  • Jacksonville, FL
  • Posts 49
  • Votes 0

Very well. I'll put it this way. First lender on this deal is Chase. Any experience to deal with Chase? Do they usually request to list property in FL before any offer will come to them?
The second is HomeQ.
Seller called Chase and they wanted him to first list the property with Realtor, but I thought we will just send the whole package with an offer and then if they want to get Realtor involved we get it listed?
Good or bad approach?

Post: How to stop trustee sale?

Jozef ForgacPosted
  • Loss Mitigation Specialist
  • Jacksonville, FL
  • Posts 49
  • Votes 0

Is there any way to stop or postpone trustee sale auction date posted on 01/07/09?
House is located in CA.
Any suggestions? Thank you...

:roll:

Post: Do I need to list prior to ask for short sale?

Jozef ForgacPosted
  • Loss Mitigation Specialist
  • Jacksonville, FL
  • Posts 49
  • Votes 0

Appreciate your help guys. I had the same opinion on that I just wanted to be sure that I will do the right thing.
Thank you very much...

Post: Do I need to list prior to ask for short sale?

Jozef ForgacPosted
  • Loss Mitigation Specialist
  • Jacksonville, FL
  • Posts 49
  • Votes 0

Still open. You can PM me .

Post: Loss Mittigator needed

Jozef ForgacPosted
  • Loss Mitigation Specialist
  • Jacksonville, FL
  • Posts 49
  • Votes 0

I looking for loss mittigator to negotiate my short sales.
I don't want to outsource to big national companies. I prefer to work with person who has experience or worked for a lender(s) in this field. I appreciate any suggestions.Thank you.
:idea:

Post: Ahoj from Yulee, NorthFlorida

Jozef ForgacPosted
  • Loss Mitigation Specialist
  • Jacksonville, FL
  • Posts 49
  • Votes 0

I just started literally a week ago with short sales and I used only a few bandit signs and start target FSBO and responded to Craigslit local sellers.
I looking forward into county clerk records and be able to receive also
some list from interent sites and respond with postcards. Maybe I will try knock on the doors ? I'll see what will work best in here. This is very small county.
Thank you for any advice.

Post: Ahoj from Yulee, NorthFlorida

Jozef ForgacPosted
  • Loss Mitigation Specialist
  • Jacksonville, FL
  • Posts 49
  • Votes 0

Howdy,
The foreclosure process in Florida takes about five months.

Pre Foreclosure in FL begins when a lender files court action and records a notice of a pending lawsuit (Lis Pendens) against the borrower. The lender notifies the borrower and any other affected parties in person or in some cases by mail or publication. If the borrower does not respond to the court action within a specified amount of time, the county clerk can find the borrower in default and the lender can ask the court to make a final ruling. If the court rules against the borrower, the ruling will include the total amount owed to the lender and the foreclosure sale date.

The sale date is typically 20-35 days after the court ruling, but this may vary depending on the individual court.

Good Luck to you as well.

Post: Anyone has any experience with Forensic loan audits?

Jozef ForgacPosted
  • Loss Mitigation Specialist
  • Jacksonville, FL
  • Posts 49
  • Votes 0

Thank you for your link to this subject article.
Again Appreciate your help.