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All Forum Posts by: Dianna ODay

Dianna ODay has started 1 posts and replied 9 times.

Post: Hard Money Lenders

Dianna ODayPosted
  • Posts 9
  • Votes 5

@Shafi Noss 10-20% sounds much better. As I mentioned I have good credit, just want to maintain, if a hard pull is what is needed to get going as a newbie then so be it with due diligence.Thank you. 

Post: Hard Money Lenders

Dianna ODayPosted
  • Posts 9
  • Votes 5

@Todd Libby. That seems to be the way to go with a soft pull. thank you for the info. Do you loan in NC?

Post: Hard Money Lenders

Dianna ODayPosted
  • Posts 9
  • Votes 5

lol. I meant to say that. I am still working on cup #1 of coffee. thank you

Post: Hard Money Lenders

Dianna ODayPosted
  • Posts 9
  • Votes 5

Good Morning Blake, 

Most appreciated! If you wouldn't mind forwarding the POC info, I would greatly appreciate it. 

Edited: I will shoot you a message/call. Not able to access cell during the work day. :) 

Post: Hard Money Lenders

Dianna ODayPosted
  • Posts 9
  • Votes 5

That’s a great idea @David Kindopp. I will do just that. Thank you 

Post: Hard Money Lenders

Dianna ODayPosted
  • Posts 9
  • Votes 5
Quote from @David Kindopp:

If you start letting folks hard pull your credit it will screw up your scores. Just get an account at Experian or creditchecktotal.com and you can get your own reports (which will not affect your scores) that you can then pdf (or pdf link) to potential lenders, or brokers, so you have a good idea about credit going in. If you get a solid loan offer, or terms sheet, without a bunch of exceptions, then you can get to a "hard pull" just prior to closing that should be close to what you already have provided - as long as you don't go out a buy a new car or boat during the process.


Post: Hard Money Lenders

Dianna ODayPosted
  • Posts 9
  • Votes 5

Thank you @Caroline Gerardo. Definately appreciate the info. 

Post: Hard Money Lenders

Dianna ODayPosted
  • Posts 9
  • Votes 5

This I do know, do not believe everything you hear, ever. Just trying to confirm the legitimacy, and I realize I may have to double down and have it pulled with cash. thank you Gentlemen

Post: Hard Money Lenders

Dianna ODayPosted
  • Posts 9
  • Votes 5

Afternoon. New to real estate investing, struggling to find a lender that is willing to work with new investors and does not pull credit (credit is good, I would like to keep it that way). I have heard so many folks say, I have x # of flips, deals etc. and have never had my credit pulled. Any info is appreciated. thank you!!