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All Forum Posts by: Diana Chandler

Diana Chandler has started 1 posts and replied 2 times.

Private Lending & Conventional Mortgage Advice

Post: Steps to refinancing out of a hard money loan?

Diana ChandlerPosted
  • Posts 2
  • Votes 0

Hi Katherine, thanks for replying so fast. This is our first time buying a house on our own and I want to make sure we make the right and best decisions. That being said your advice is greatly appreciated... Yes! I know the house will definitely appraise from more than $100,000. 

0 Votes
Private Lending & Conventional Mortgage Advice

Post: Steps to refinancing out of a hard money loan?

Diana ChandlerPosted
  • Posts 2
  • Votes 0

What are the steps I need to take to refinance out of a hard money loan?

My husband and I just bought a house for a really good deal $60,000!! The deal needed to be done with cash and ASAP so we got a hard money loan for $48,000 to help us pay for the rest of the house. Now we want to refinance ASAP to get out of the 10% interest-rate that we are in now. The house needs some small reapers like interior and exterior paint, new flooring‘s, and possible new roof. We just need to know the next steps to take to refinance into a low fixed interest rates. Will We need to fix the reapers before refinancing? Will the house need to pass an inspection before referencing? 

0 Votes