All Forum Posts by: Dhar Rawal

@Brian Adams, kudos for your commitment and hard work. Very inspirational!

@christopherwinkler, we do our own underwriting, prefund and create the notes. No third party

Thank you, Jillian. Good to reconnect

RehabDaddy.com is a Texas intrastate crowdfunding portal. 

We are currently crowdfunding our first debt offering of $65,000. Offering is a 9 month, interest-only 1st lien note on a property in Houston with a loan to value of 0.54. Additional details including all supporting documentation is available on the web site.

Crowdfunding investors earn 6-9% interest paid monthly on our offerings and you can invest with as little as $500

The platform is currently open to ALL Texas residents. Come invest with us at RehabDaddy.com and earn hard money returns without the hard work

@Tomas Gutierrez, I'll keep you posted. Re. ROI, we pulled out all our money 2 years in and netting 12% on original basis since. If we sell today, we would net another 2X on basis. We capitalized inclusive of repairs but had a small capital call one year in.

@Shai Neubauer, Here's a link to a list of SDIRA custodians - http://www.innovativewealth.com/wealth-management/research/self-directed-ira-industry/the-ultimate-list-of-self-directed-ira-custodians-and-administrators/

@Shai Neubauer, open an account with a self-directed IRA provider and initiate a direct rollover from Fidelity. Note this won't work with a 401k account, until you leave the company

@Ken Betza, If you have specific questions, I'd be happy to answer. Send me an invite. @Emma Jackson, welcome

@Frank S., your side by side comparison makes it clear that you are claiming roughly equal ROI with the two investment strategies. That is flatly wrong. With zero trading, I'd have ended up with less than half what I made, using your own calculations and index fund as a guide. And it would all have been taxable.

So you are actually hyping the performance of index funds, which is very misleading. The hype factor is on you, not me.

Please reread my posts. I do not knock exploring multiple baskets. Explore all the baskets you want, just do thorough research before you actively invest. Otherwise stay in index funds or cash. And don't bet on diversification to save your money when the market goes in free-fall. Watch for signs of meltdown and move all your funds to the sidelines or at least set up proper stop losses.

Note that the current stock market is quite high, even by Case-Shiller PE charts. And the Fed has no significant strings left to pull if the market takes a dive. Rates are already close to zero. 

@Rad Kunnath, thanks. You are not missing anything. Don't convert until your Roth return projections are significantly higher. Wait until you find the right investment