All Forum Posts by: Desiree Smith

all of you have great ideas and i'm really eager to figure this out because i'd like to get started already

@jean bolger i only have about 3k in debt the problem is they are derogatory and i don't know what to do about that. but i have paid off the other 3k the i owed. i'm more than willing to pay the rest it's im unsure if that will change anything. i do understand how important credit is just didn't know better when i was younger. i have once credit card it's under the 30% and i have a car payment made on time every month and 1 paid off car. @duncun taylor i don't owe much as i stated it's just i don't know how to deal with the collections and deragoatory payments on my credit report. i've definitely grown in the past 2-3 years

I am 24, my credit has been totally shot from school loans and credit cards the amount isn't high but many deragatory accounts. i currently have 40k in the bank and want to buy a duplex. i'm assuming it would have to be owner occupant because i don't have another house to live in. my credit is now up to 633 and i've been working on it. the score for becaon score is 670. what do u thik the best route to becoming a landlord could be. i just need experienced oppinions because i'm afaid and lost.