All Forum Posts by: Derrick Camber

Hi Everyone,

I wonder how many people out there are like me.  We are dreamers and know what we want to do, how we want to do it, and especially the BIG WHY, for freedom from a job and to follow your passion.  However, there is that tiny issue of having some debt before I can get there.  Yes it is small at $10k in debt.  Which is holding me back from starting.  I know it is a process but, does anyone else get frustrated with how long the process can take??!! I listen to the BP podcasts, I read books nightly and have a personal library on Personal Finance/Real Estate books.  My Cash Flow and income source eyes were open with Rich Dad Poor Dad in 2007.  I set goals in November to change my life (habits) and focus on getting debt paid off, money saved, credit repaired and to be back to $0 in debt to move forward with my investing.  The main issue I have is I want everything paid off IMMEDIATELY and then a few days later realize I paid TOO MUCH off at a certain time, and left myself short in my accounts.  So I then get discouraged and then set a goal to replenish that money, only to spend again all on the debts. So just wondering how others operate with type-A personalities, and A.D.D. like me, but successfully pay off their debts AND save at the same time to get back to $0 to then move forward and take action by investing.  I listen to the podcasts and say these are all great, ONCE I am financially ready to make the first move with down payment saved and great credit score etc etc.  Thanks!