All Forum Posts by: Dyanne C.

@Tristan Pearrow Depending on the age of the property you may end up with Citizen's no matter what. Recently some of the policies were aquired by Heritage which is new in FL. My insurance was switched to them and it's still too early to tell if they are really that different. My costs have more or less stayed the same.

Honestly I would just find a good agent who will work with you and is easy to get in touch with when you need a quick quote. Same goes for a loan officer.

Welcome to BP! I'm just starting out too, as a fellow Floridian the first piece of advice I can give you is to pay extra attention to insurance costs. I under estimated them with the first couple of properties I looked at. Luckily I took the time to get a real quote from an agent before jumping into anything.

Check out the rest of the forums, there's tons of information, especially on creative financing! 

No idea about Massachusetts but here in Florida lenders won't touch condos. There's actually a very short list of communities that are approved for lending. If I'm not mistaken most of the sales for condos in my area have been cash deals. I got my own condo using HomePath through Fannie Mae but that program has been discontinued. 

Glad I found this thread. I've been considering doing the same as @Dawn Anastasi and possibly buying a house 50% my own funds and the rest plus closing from a P2P loan.

Dawn, how long was your loan for? I have excellent credit so I'm hoping I'll get a low rate, wondering if the length of the loan affects the rate.

I think that's enough. If everyone who posts on this thread shows up it'll be 20-30 people. So we would only hit the max if we have lots of lurkers. So if you are lurking please post. ;-)

If we do go with Total Wine any location is fine, although Town and Country isn't as far south so it may be better if we have people traveling from the north end.

Thanks @Antonio Lopez!

It's definitely strange to see the final judgement be twice as much as the value of the house. I figured it was basically a catch 22 where the bank was going to be the loser no matter what. Lose money on a sale or get stuck with the house....again!

The whole thing seemed like a local version of the guru programs. Pretty disappointed. Not sure it's worth going again other than to meet some of the vendors to network. 

Anyone else bother with the reia meetings? Are they all pitches for the mentorship program? Maybe it just felt that way cause it was my first one. 

2007 Toyota Yaris with 90k miles on it. 

Tiny, fuel efficient and can carry a load of stuff from home depot. :D

Does anyone have any experience with a mentorship through a local REIA? The two organizations close to me both have their own programs. I just went to the DREIA meeting for the first time tonight and it seems their program is mostly wholesale, although I'm sure much of what you learn is transferable.

I intend to go to the Broward meeting August 5th and see how their program is.

Anyone have any experience with these? Or any other REIA run mentorship program?