All Forum Posts by: Dave Skow

thanks for the post ...what do you need assistance with ?..Dave SKow

8/24/2015

@Patrick - thanks

@ Tiffany -  thanks for the reply and good idea ! :)   here is a data  list that's similar to what Patrick provided that you can use to  compile the data needed for loan pre approval purposes :

• 2 most recent bank account statements (ALL PAGES. Any large deposits that are not payroll related that appear need to be explained and paper trailed)
• 2013 2014 W2s
• 2 most recent paystubs
• 2014and 2013 tax returns
• Copies of driver licenses
• Completed signed loan forms

I hope this helps and feel free to ask any other questions ...all the best

8/22/2015

Tiffany – thanks for the post

As you and others mention, thetextbook guidelines are hard to meet in King County ( especially Seattle area ) ….as the marketremainsstrong for sellers , I would recommendhaving all your “ ducks in a row “with regards tofunds in place / lender pre-approval( not pre-qualification “ ) etc….reason for this is thatif a property thatis attractive to offer on becomesavailable – there isvery likely to be otherslike you that have been waiting / watchingfor theopportunity to buy

Thanks and I hope this helps and if you already are prepared – great!...all the best

fha is good option is buying multi family 

Otherwise use conv loan with 5% down and much cheaper mtg ins 

welcome back to the NW

9/25/2014

Sean ..thanks for the post and for serving our country .....If you need any help on any loan/ financing  questions feel free to email or call me

Dave Skow  - Eagle Home Mortgage

206 714 9745

[email protected] 

9/23/2014

James ..thanks for the post and congrats on the Tacome Duplex ...glad its working out .....if you need any help on any loan/ financing  questions feel free to email or call me

Dave Skow  - Eagle Home Mortgage

206 714 9745

[email protected]

www.eaglehomemortggae.com/daveskow

Thanks for the outline

Where is property located and  what insurance  firms / companies  have you tried  for the EQ insurance you need ?

Dave SKow

We are a HomePath  approved  lender  in the Seattle area and  are well versed  in the program as well as others …thanks 

Dave Skow 

Eagle Home Mortgage 

206 714 9745 

[email protected]