All Forum Posts by: Dario De Pasquale

I don't think I have a unit goal necessarily. But no more than 1 purchase a year, so it could be a SFH I buy to do STR or Student Housing or a multi-family in a cheaper market. I would be mostly looking at good CoC and IRR.

I found a good answer to my question in a video by Coach Carson about How to Calculate the IRR.

The MIRR formula works even better because the cash flow from the rental property is not automatically reinvested into the property.

I think that building a spreadsheet with both scenarios, stocks, and rental property would answer this question. His spreadsheet template is pretty good as well.

Hi everyone,

I am a small STR investor and in the past few years I have been investing in both stocks and real estate

with COC returns of about 20% for the past 3 years.

I am considering diversifying my portfolio with LTR and I know that returns there are going to be a lot smaller.

So I was curious to know if there was a rough formula that could include mortgage paydown, tax advantages, and estimated appreciation

to be able to compare apples with apples.

I am only familiar with Cashflow, CoC, Cap Ex, and IRR.

Hello there,

I am an experienced investor in STR. I own 3 properties and rental arbitrage 1 more with a net income of $400,000.

But I am a newbie in LTR. I am looking to diversify and derisk my portfolio by buying and holding out-of-state LTR.

I have about $200k of cash flow to reinvest yearly. I would like to find a city to invest in, visit it, build the core four, and buy 4 to 12-unit multifamily each year. I would like properties with some cash flow and some potential for appreciation. I would be putting 20-25% down and use a loan to get more for my money. Considering I don't have the time to get off-market deals, I am not expecting amazing cash flow, maybe $100-200 per unit.

With this strategy wouldn't I quickly stop qualifying for a conventional mortgage? Would I then start applying for DSCR loans?

Is that easy to do and keep doing every year or will I hit a wall?

Thanks for any input!