All Forum Posts by: Pete Patrician

Thanks for the feedback guys. I had to take care of the window the next day before the snow storm. I was able to borrow the money. I'm not sure if I'm really going to pursue this with my landlord's insurance, but this info is good to know.

However, I told the landlord about the trees being an issue, he acknowledged that they are. He knows limbs fall all the time. I said one fell on my car and he said he'd just get rid of the trees. Honestly, I don't think he will unless I keep bringing it up. I haven't parked in back since then, but if I ever do again and another limb falls on my car, having told him about the issue I would think he would THEN be responsible due to negligence.

I was lucky this time as the limb didn't fall on the roof of the car. It just missed it. I have free glass now, but if it hit the roof of the car next time, I'd have another $500 deductible to pay and I wouldn't let it slide with the landlord.

The tree is (somewhat) living, I think, but branches fall from it all the time in sufficient winds. Unfortunately this is one of the FEW days I park in this lot. My problem is that I don't know if the issue with the trees has been reported to the landlord. I do know however if they WERE reported, the landlord wouldn't do anything about it...that's just how he is. You have to call repeatedly to get any action out of him.

I have comprehensive coverage but being unemployed will make it impossible to come up with the deductible...so I'm just trying to see if I can get it fixed in any other way if possible.

Thanks for the reply!

I woke up this AM and heard some REALLY strong winds outside. I ran downstairs to move the car and found a large branch from a tall tree fell and took out my back window, and also dented the rear left quarter panel and left scratches and a chip in the paint. So far that's all the damage I can see.

I rent a room in a house. I was parked in the small lot behind the house. I let my auto insurance company know about this, but was wondering if this could/should be covered under the landlord's home owner's insurance. The tree is on his property and I've been told by some people that whether I was living there or just visiting, if someone's tree fell on my property their insurance would cover it. But I don't know much of this kind of thing to know if this will hold up in all cases. If it could be I'm sure it will be a hassle to make it happen, but I don't have much time as I have no rear window, need to drive the car, and it's snowing tomorrow.

If anyone has some knowledge to shed here please let me know.

PS. I don't have free glass coverage. If so I'd just get the window replaced and worry about the dent later. I'd just like to know if the landlord has ANY responsibility here at all.

Thanks!!