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All Forum Posts by: Claire Findley

Claire Findley has started 1 posts and replied 1 times.

First-Time Home Buyer

Post: Which is the better position- no debt or big down payment?

Claire FindleyPosted
  • Posts 1
  • Votes 0

So Im looking to buy a long term home/townhouse/condo in the nearish future. I have 12-15K in student loan debt. I have enough in savings to pay it off but then I would have much less for a down payment. Id rather wait to pay as my employer is currently paying several hundred per month to help payoff my loans as part of my benefits. So If I wait Ill have to pay less out of pocket because my employer will be paying the bulk of my loans. Id rather do that but I don't want the debt to hurt me buying a home.

Basically, my question is- Is it better to have no debt and a small down payment or some debt and a much larger down payment (10-20K more)?

0 Votes