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All Forum Posts by: John Whittle

John Whittle has started 3 posts and replied 140 times.

Post: House caught on fire and insurance didn't pay!

John WhittlePosted
  • Vendor
  • Cincinnati, OH
  • Posts 144
  • Votes 58
Originally posted by @Boone Tyson:

@John Whittle No insurance. He was just a handyman of ours.

 Even if you had the right insurance on the house the claim could of still been denied for using an unlicensed, uninsured handyman. Best to use professionals and get w9, workman's comp cert, insurance cert and copy of license. Any number of other things can go wrong using handy hacks.

Post: House caught on fire and insurance didn't pay!

John WhittlePosted
  • Vendor
  • Cincinnati, OH
  • Posts 144
  • Votes 58
Originally posted by @Boone Tyson:

@Steve K. Soldering a water spigot that had broken off on the front porch actually.  

If it was a contractor soldering you should be going after his liability insurance. If the contractor doesn't have insurance this story makes a good case for only hiring contractors with GL certs.

Post: Question on electrical panel

John WhittlePosted
  • Vendor
  • Cincinnati, OH
  • Posts 144
  • Votes 58

I'm trying to figure out why your paying the electrician to wire the old circuits into a new panel if the house is being rewired. Service should of been quoted with the re-wire. Now who ever does the re-wire will have to re-do the whole panel and most likely have to add AFCI/GFCI breakers. Were on 2017 here so on re-wire most circuits get AFCI/GFCI breakers. On the other hand if we just do a panel swap basic breakers are used. Your electrician is doing it correctly you're just having it done backwards.

Originally posted by @Chris Szepessy:

That's a long post so I didn't read all of it, so I apologize because it appears you put a lot of thought/effort into it. First, I don't think such a bill would ever pass. Second, 90% of the population would just blow that money on stupid stuff anyway. They aren't going to buy houses or invest it. They'd be no better off financially than they are now. I heard someone say one time "You can give everyone in America one million dollars. In a year, the people who were already rich will be richer and the people who were poor will be poor again." There are some exceptions obviously, but the point is is that giving money to someone isn't going to help them if they don't have the knowledge/ambition to want to do better. That $3.6T would be better spent on educating people on financial literacy. 

You can't do that the US economy depends on the majority spending every cent and then some.

If everyone were like us driving old cars, not buying junk we don't need and putting everything extra in savings/investments. The economy would grind to a halt. The spenders are needed to keep everything moving at this point. 

As for the topic, everyone will just blow the money, prices on everything will go up to compensate and we will be back to square one.

Post: Gut to studs? Drywall question

John WhittlePosted
  • Vendor
  • Cincinnati, OH
  • Posts 144
  • Votes 58
Originally posted by @Anthony Dooley:

@Matt Schultz I know that. That is why I suggested that she replace all of the outlets and switches in the house. All of these comments about replacing the wiring are from people who don't anything about it. What do you think an electrician will say if you ask him should you rewire the entire house? The same thing the contractor will tell you about removing all of the drywall. They are not trying to save you money. They are trying to keep their crew paid. The advice that I am giving puts no money in my pocket. It's what I have done and what I would do in the OP's situation. The price point of the house has nothing to do with the wiring. What kind of reasoning is that? How many homes catch fire each year due to aluminum  wiring? Compare that to any other cause such as natural gas leaks or unattended cooking. 

You didn't say to use the right outlets up front and most people don't know any better. Thats where the wiring becomes a problem, handy andy comes in and throws a standard brass side screw outlet on it or pigtails copper on it without the proper connector. Next thing you know the wires burning up the wall. I've pulled out enough burnt up outlets/wire on aluminum wire to know its not the safest thing in the world. The purple twisters are garbage seen plenty of them burn up too. I wouldn't recommend rewiring in every case but in case like this where tearing out the old drywall could help in other areas it'd be recommended. 

I've also seen aluminum wire hold up house sales, home inspectors around here always note it on the report. I had one flip where I went through and did new CO/ALR outlets/switches and alumiconn connectors everywhere there was copper mixed in. Buyer gets it under contract, home inspector mentions it and the buyer wouldn't buy it unless the copalum method was done to the aluminum.

Post: Hitting a brick wall

John WhittlePosted
  • Vendor
  • Cincinnati, OH
  • Posts 144
  • Votes 58
Originally posted by @Mark Perea:

@Elliott Elkhoury I loved the advice you just gave. I’m in the same boat.(Brrrrick wall) First time investor I have 40 k saved and don’t wanna screw it up. I’m a remodeling contractor.

My story too, I feel your guys pain. In my neighborhood just a year ago there were always 30-50k houses on the MLS that would need 10 - 20k in rehab with me providing the labor, that would sell for 70 to 100k. I finally saved up enough cash to buy one out right to BRRRR and they disappeared. I've been checking the new listings everyday for a little while now and they are all gone. The only one under 60k thats come up was a tiny 1 bed for 35k that needed pretty much work and it was owner occupant only. It was under contract in a few days.

Post: Water coming into My Basement Rental - AHHHHH

John WhittlePosted
  • Vendor
  • Cincinnati, OH
  • Posts 144
  • Votes 58
Originally posted by @Matthew Paul:

@Jorge P.  No assumptions made .   Your statements 

Jorge P.

Rental Property Investor from Jersey City, NJ

replied about 20 hours ago

@Matthew Paul We were lucky to find the sewage line coming into this room when we broke the cement. This allowed us to connect the slopped French drain pipes directly into it. Allowing us not to use a pump.

AND

Jorge P.

Rental Property Investor from Jersey City, NJ

replied about 8 hours ago

@Matthew Paul @Luke Ski Gentleman thank you for your inputs. But take some time to read carefully... we did not connect ANY drainage to the sewage line. The garage drainage which WAS connected to the sewage line & coming into the house was CANCELED therefore no drainage water is going into the sewage line. We added a sep new line for the garage drain leading out to the street.

Black or white , it cant be both  

I don't think he understands the french drain is considered drainage.  Definitely against code for all the reasons stated. No competent licensed plumber would do this. Of course he hasn't said a permit was pulled because it wasn't no way this would fly.  

Going to be interesting having sewage seeping up around the walls first time the sewer backs up.  Enjoy the sewer smell when the trap runs dry until then. Jorge you should learn some humility and fix this for you and your tenants sake.

Post: Install HVAC in rental and be broke or NO?

John WhittlePosted
  • Vendor
  • Cincinnati, OH
  • Posts 144
  • Votes 58
Originally posted by @Daniel Kim:

You may want to make sure if your electric panel and electric lines have been updated. Split heaters, electric heaters, wall heaters sound great, but I am not sure how safe they are. Also you may want to make sure what your insurance company would say about that.

I own several houses in Indianapolis in that size of yours and 60,000BTU should be fine with 3 ton A/C (or just use window A/C). If the house is in good shape, you may want to consider finding a private installer.

I always ask to a maintenance guy in nearby buildings or apartments if he could do the installation as a side job. Last year, a new 60,000 BTU Goodman was only about $370. The guy installed this new furnace and total price was $900 including the labor. I don't know how much it would cost more for duck work, but I am sure you can find someone who is willing to do it cheap for extra money.

Your worried about properly installed electric heaters but proceed to recommend finding an uninsured unlicensed cheap hack to install an unpermitted furnace. I don't think you understand safety or liability.

Post: Build Realty...Scam or For Real?

John WhittlePosted
  • Vendor
  • Cincinnati, OH
  • Posts 144
  • Votes 58
Originally posted by @William Crutcher:

@Tom Gimer haha! I actually met them earlier today to see a duplex...feel like I almost walked off a cliff.

Ha interesting, I got a scammer fired from his job last year.  Hes been working for build realty since.  

He even had the nerve to ask me if I was interested in buying a house from him.  I'm like nope if I needed an overpriced house with under estimated repairs and expensive financing I'd call the build rep I've already talked to.

Post: Holes in Cast Iron; FREAKIN OUT

John WhittlePosted
  • Vendor
  • Cincinnati, OH
  • Posts 144
  • Votes 58
Originally posted by @Greg Parker:

You are probably right.  I am a jack of all trades, master of none.  But I want to be a plumber when I grow up!

 Your not going to become one splitting ferncos for holes in CI.  Im sure you put a nice silicon bead down the slit in the rubber, that holds for less than a month.  You might mean well but you got a few things to learn before you do this stuff to peoples houses.