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All Forum Posts by: Ciano Mendez

Ciano Mendez has started 1 posts and replied 2 times.

Buying & Selling Real Estate

Post: First Investment Property After owning a 1 Family

Ciano MendezPosted
  • Investor
  • Boston, MA
  • Posts 2
  • Votes 0
Originally posted by @Abel Curiel:

Hello @Ciano Mendez,

Is living in the multi-family (temporarily) an option? If so, you'd be able to get in with a lower down payment as an owner occupant. In the meantime, you can lease out or air bnb your primary residence.

 Yes, I would not mind living in it, until I place my 1 family on the market. So I must be owner occupant to get around this it seems. 

0 Votes
Buying & Selling Real Estate

Post: First Investment Property After owning a 1 Family

Ciano MendezPosted
  • Investor
  • Boston, MA
  • Posts 2
  • Votes 0

Hello, After listening to hundreds of podcast I decided to create an account here :) 

Right to the point, I currently own a 1 family which has significantly accrued equity within the past 5 years, $200k+. I am looking for a duplex as my next investment property while living at my 1 family until I potentially put it up for sale. I have done my research and it seems I will have to come up with the 20% DP to purchase an Investment property since I will not qualify for FHA 1st time home buyer.

I am looking for duplex in the $350k/$400k if I get lucky in this market, and will have the 20% DP available hard cash. 

My questions is, what are my options to avoid the 20% DP? 

0 Votes