All Forum Posts by: Christian Tallet

Hey @Max McNally . I'm new to real estate and have yet to buy my first property, but I'm interested in seeing how things turn out for you so I can start to learn the market a bit. I'd love to keep in touch and can maybe help you out here in a year once I get my first property and get more involved.

Thank you @Paul Amegatcher, I'll definitely look into checking out the REIA in the area. Also, thanks for such a well though out input @Dave Bond, I'll definitely need to sit down with a mortgage brokers advice to see what I can do.

Thanks Steve! I'm glad to hear from someone nearby and I definitely appreciate the input. I was leaning toward getting the down payment because as you said I'd be able to get some cash flow from there to pay off the loan and save to move on to more investments. In the meantime, I'll continue to save and educate myself with the current market around the area to see where I can find a good deal. Thanks again!

Hello everyone, my name's Christian and I'm from Dayton, Ohio. I'm 20 years old and I currently hold a full time job a software support specialist. I'm also in school full time to finish up my associate's degree in software development. 

I want to get into buy and hold rental properties to be able to enjoy financial freedom in the long term. I'm not necessarily interested in quitting my job because I currently enjoy my job and still want to delve deep into software development. My current plan is to save up money for a down payment on a multi-family property where I will live in one of the units so I can hopefully live for free and maybe still get some cash flow. This will luckily allow me to have a smaller down payment since it wouldn't qualify as an investment property. I live with my parents still and so the only expenses I have are my car payment, food, going out, gas, and phone/insurance so I'm thankful that I'm fairly well off to be able to save money. The down side is I have about 15k in student loans yet to pay off and I've been putting as much as I can on them at the moment. My question to all you savvy investors out there, if you'd care to give me some input, is whether I should solely focus on my student loans then save an amount for a down payment, I should focus solely on the down payment to start my journey in building some wealth, or if I should do a little of both. I currently don't have to pay anything on my loans because I am still in school.

I'm sure I left plenty of things out about me and my plan, but I hope to hangout here on the forums and meet as many friendly investors as possible and hopefully a few locals.  I look forward to talking to everyone. Have a great day :D