All Forum Posts by: Chris Svendsen

 I invest in Altoona PA, and have a 4unit. I use Solensky Insurance Agency, they find the cheapest rates around.

I'd recommend calling Christian Baker Co, they are an agency based in central PA.  717-761-4712.  If you send them your SF quote, im sure they can get you a couple others.

try reaching out to @Matt Crusinberry and/or @Tyler Davis! They invest in the Altoona area and might know someone good for that

No, I would not want to live in my rentals. Some are smaller than I want, none have big enough yards, and all of them are in town. I live on 80 acres 5 miles out of town and like it that way. It has nothing to do with the quality or upkeep of the house.

We provide quality rentals and look for quality renters. "It's just a rental" is not something we'd ever say. However, "It's not my preference, but some people like it" is.

To answer your question: Some of them I would live in, others I would not (due to varying factors, location, neighbors, condition, my stage in life)

It also sounds like you are wrestling with a morality thing - no problem with that, but this is a business to me personally. I keep my buildings in good shape and the units in good shape - my job is to provide a decent place for someone to live - not to "help" them. 

My tenants have different wants/needs from me - some want an affordable place, some want to live near the college, some downtown - I on the other hand want a yard for my family/pets, want a bigger area for my shop & home office.

Additionally it doesn't make business sense for me to strive for perfection in my rentals because tenants will invariably mess something up - they don't care about your house like you do, so they won't treat it as you would (this is a case by case, but generally speaking this is what I have found, I do have some that do awesome - fix small things, mulch the flowerbeds etc). I like my house nearly perfect (this is just personal preference). I think you underestimate some tenants living/life choices in lower income areas as well. 

The question: Why is it okay for others to live there but not for you and your family? - This is a borderline entitled socialist question - I'm not even going to start going down that rabbit hole this morning. I don't like "slum" houses anymore than the next guy - but if you are following the law/codes then that is fine and that is what you're required to do.