@Michael H. I believe a crash like 07 & 08 is highly unlikely to happen again. Bank were giving out mortgage loan to people with low credit scores and when they wasn't paying; well that's is a huge part of it. Plus I was one of the thousands who was illegally forced into foreclosure by Bank of America, even though I had proof of all payments up to that point. At that point I had no choice but to file bankruptcy. When all the Federal hearings were over, I was awarded a wapping $800 settlement.
The easy to get loans are not there now that has been corrected. As said in another reply; I believe yes the stock market will level out.
Yes the housing market is going great due to jobs jobs jobs. Here in central Indiana apartment complexes are going up everywhere, I believe people are being more responsible compared to then.
