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All Forum Posts by: Chad Harter

Chad Harter has started 8 posts and replied 21 times.

Real Estate Deal Analysis & Advice

Post: Seller financing

Chad HarterPosted
  • Investor
  • Denver, CO
  • Posts 23
  • Votes 8
If you haven't set terms in stone for the loan you should just amortize it over a longer period of time. Do a 15 or even a 30 year period. It will have a balloon payment in 5 years, at which time you can refinance it into a conventional loan and pay the seller off. This will ensure you are cash flowing from day 1. You can always make bigger payments, but you don't want to get stuck paying out of your pocket monthly if the rent doesn't work out as well as you planned.
1 Vote