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All Forum Posts by: Catherine Curtsinger

Catherine Curtsinger has started 1 posts and replied 5 times.

Post: Divorce - A Chance to Start Over Right?

Catherine CurtsingerPosted
  • Southern California
  • Posts 5
  • Votes 3

It's good to hear of a positive house hack experience! The renting idea might be the best to make sure I'm ready. Thank you for your advice 

Post: Divorce - A Chance to Start Over Right?

Catherine CurtsingerPosted
  • Southern California
  • Posts 5
  • Votes 3

Thank you! 

Seems like house hacking would be a little too stressful even if I found a place with an ADU already ready to go.

I don't have experience in rentals. I know the addage if you treat it like a hobby it will pay you like a hobby but if I have some extra cash maybe it's better spent on a 2nd home with the potential for income vs. just using that money in my primary home. 

Maybe best best is to get a primary that will do well for BRRRR and save the cash

Post: Divorce - A Chance to Start Over Right?

Catherine CurtsingerPosted
  • Southern California
  • Posts 5
  • Votes 3

Thank you for the advice! I forgot about the fact I can have two homes as long as it's under the VA limit. I'll keep that in mind!

Post: Divorce - A Chance to Start Over Right?

Catherine CurtsingerPosted
  • Southern California
  • Posts 5
  • Votes 3

Once we sell our family home, my half of the proceeds should be about $300k. I have the chance to do this right with an investment mindset. Do I househack, BRRRR, Short term rental? I need a primary home for me and my child and dogs. I'm VA so I can take advantage of 0 down. I've always wanted a place in Big Bear. We're in North County San Diego so Vista, San Marcos, Oceanside for primary home. Do I buy as low as I can to afford mortgage with 0 down and use 300k for big bear or put a larger down on primary home. My income is $130k but will grow with new business opportunities in the coming years. I'd love to find a duplex but seems my income wouldn't support that. What scenarios do you see options for?