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All Forum Posts by: Cassidy Corella

Cassidy Corella has started 0 posts and replied 2 times.

Buying & Selling Real Estate

Post: DSCR Loan Help

Cassidy CorellaPosted
  • Posts 2
  • Votes 1
Quote from @Kelly Stanton:
Quote from @Cassidy Corella:

@Kelly Stanton Hi! I do DSCR loans all the time. You do not need 12 months of history. Some lenders will allow for the use of AirDNA, others will not. More importantly you need a lender who allows for short term seasoning for pulling out appriased value. I use a lender that oonly requires one day of seasoning so that I can refi as soon as the rehab is completed into a long term, fully amortizing loan.

Cassidy, are you seeing competitive rates with this type of loan? 

Nearly as good as investor conventional since Fannie and Freddie did all of their loan level pricing adjustments a few year back.  Just did one at 7.125%.  Also, I was able to roll fees into the loan amount.
0 Votes
Austin, Texas
Buying & Selling Real Estate

Post: DSCR Loan Help

Cassidy CorellaPosted
  • Posts 2
  • Votes 1

@Kelly Stanton Hi! I do DSCR loans all the time. You do not need 12 months of history. Some lenders will allow for the use of AirDNA, others will not. More importantly you need a lender who allows for short term seasoning for pulling out appriased value. I use a lender that oonly requires one day of seasoning so that I can refi as soon as the rehab is completed into a long term, fully amortizing loan.

1 Vote
Austin, Texas